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Kero222

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  • 4 months later...
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9 hours ago, Dennis23 said:

For single scheme. Wanting to buy a 3rm/4rm resales. What is the min cash to have on hand?

 

Planning for next yr.

Next year is long way to go. Prices fluctuate. U should  bargain if the owner offers a price to sell. Try n explore the hdb resale prices at the area u r looking for from hdb website. 

Usually u need to have 1-2k in hand to book an unit. Once the transaction is done n u have the house key in ur hand, u need to pay 1% of the buying price. Eg. House price 300k . U have to pay the agent 3k. 

Hope this roughly gives u the idea. 

Edited by cutejack
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14 hours ago, cutejack said:

Next year is long way to go. Prices fluctuate. U should  bargain if the owner offers a price to sell. Try n explore the hdb resale prices at the area u r looking for from hdb website. 

Usually u need to have 1-2k in hand to book an unit. Once the transaction is done n u have the house key in ur hand, u need to pay 1% of the buying price. Eg. House price 300k . U have to pay the agent 3k. 

Hope this roughly gives u the idea. 

 

an agent friend of mine told is 5% on hand cash if borrowing bank loan. If from CPF, i must have at least 20% cash down payment made on hand. 

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1 hour ago, single42 said:

 

an agent friend of mine told is 5% on hand cash if borrowing bank loan. If from CPF, i must have at least 20% cash down payment made on hand. 

My apologies as i got no idea abt bank loan. My advice above is for hdb loan only. More str8 forward.

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