Guest Bbbbbbb Posted May 18, 2019 Report Share Posted May 18, 2019 51 minutes ago, Ahseng_ said: I am able to live comfortably is due to MFM that is hardwired into me. Only Those that are either M, F or M will understand. Just look for the key words. off grid living Minimalist Econ friendly Old fashioned style Retro era Oldies stuff, devices Manual ..... Hand powered ..... Camping For me I am Fusion of MFM. MFM stand for: M= Miser F= Frugal M= Minimalist I am a miser since primary school and I evolve to Frugal during late 20s and finally I evolved into a minimalist in my early 30s I can live comfortably even if I don't owned a TV, washing machine, rice cooker, sofa, dinning table, water heater. But wait. Minimalist is not about owning or not owning TV, washing machine etc....... Minimalism is a tool to rid yourself of life’s excess in favor of focusing on what’s important—so you can find happiness, fulfillment, and freedom. I found my happiness, fulfillment, and freedom to live comfortably. So what about you I hope u are not frugal, minimalist , miser to your loved ones. Quote Link to comment Share on other sites More sharing options...
Ahseng_ Posted May 18, 2019 Report Share Posted May 18, 2019 47 minutes ago, Guest Bbbbbbb said: I hope u are not frugal, minimalist , miser to your loved ones. Me is bui bui forever alone. Quote Link to comment Share on other sites More sharing options...
Steve5380 Posted May 18, 2019 Report Share Posted May 18, 2019 10 hours ago, Ahseng_ said: I am able to live comfortably is due to MFM that is hardwired into me. Only Those that are either M, F or M will understand. MFM stand for: M= Miser F= Frugal M= Minimalist If Gautama Buddha would live today he probably would be a MFM too. Quote Link to comment Share on other sites More sharing options...
fab Posted May 18, 2019 Report Share Posted May 18, 2019 1 hour ago, Steve5380 said: If Gautama Buddha would live today he probably would be a MFM too. Frugal and minimalist perhaps, but definitely not a miser. On the contrary, a generous person, especially to others. mate69 1 Quote 鍾意就好，理佢男定女 never argue with the guests. let them bark all they want. 结缘不结怨 解怨不解缘 After I have said what I wanna say, I don't care what you say. 看穿不说穿 Link to comment Share on other sites More sharing options...
Guest gues Posted May 18, 2019 Report Share Posted May 18, 2019 17 minutes ago, fab said: Frugal and minimalist perhaps, but definitely not a miser. On the contrary, a generous person, especially to others. Well said, darlingggggg. Quote Link to comment Share on other sites More sharing options...
Steve5380 Posted May 18, 2019 Report Share Posted May 18, 2019 4 hours ago, fab said: Frugal and minimalist perhaps, but definitely not a miser. On the contrary, a generous person, especially to others. He hoarded positive karma to attain nirvana. A miser does not necessarily have to hoard away from others, but can hoard away from himself while letting some to others. Quote Link to comment Share on other sites More sharing options...
Ahseng_ Posted May 19, 2019 Report Share Posted May 19, 2019 (edited) As long as a miser don't cheat, Rob, steal, his conscience is clear as he answer to his conscience and the law A miser hoard what he earn. Unwilling to spend on anything is perfectly ok I have see any case of poor ppl only get basic care like food, pub bills from social services. Don't talk the talk, do something for the poor, needy. Why not buy food or pay their medical bill? That why miser + frugal + minimalist is useful to spend the minimum and yet allow you to live comfortably At the end of the day, when you got no money, no one will get a F. That the cold hard true Edited May 19, 2019 by Ahseng_ Quote Link to comment Share on other sites More sharing options...
fab Posted May 20, 2019 Report Share Posted May 20, 2019 On 5/19/2019 at 5:12 AM, Steve5380 said: He hoarded positive karma to attain nirvana. A miser does not necessarily have to hoard away from others, but can hoard away from himself while letting some to others. Do u mean miser or hoarder? Quote 鍾意就好，理佢男定女 never argue with the guests. let them bark all they want. 结缘不结怨 解怨不解缘 After I have said what I wanna say, I don't care what you say. 看穿不说穿 Link to comment Share on other sites More sharing options...
fab Posted May 20, 2019 Report Share Posted May 20, 2019 23 hours ago, Ahseng_ said: As long as a miser don't cheat, Rob, steal, his conscience is clear as he answer to his conscience and the law A miser hoard what he earn. Unwilling to spend on anything is perfectly ok I have see any case of poor ppl only get basic care like food, pub bills from social services. Don't talk the talk, do something for the poor, needy. Why not buy food or pay their medical bill? That why miser + frugal + minimalist is useful to spend the minimum and yet allow you to live comfortably At the end of the day, when you got no money, no one will get a F. That the cold hard true A little confusion between miser and frugal. A miser is how he thrifts on others, while a frugal person thrifts on himself. Eg a frugal person won't go for buffet but a miser will go for one but he won't tip the server's. auscent 1 Quote 鍾意就好，理佢男定女 never argue with the guests. let them bark all they want. 结缘不结怨 解怨不解缘 After I have said what I wanna say, I don't care what you say. 看穿不说穿 Link to comment Share on other sites More sharing options...
Letsrelaxpp Posted May 20, 2019 Report Share Posted May 20, 2019 Life is short, imortant thing is spent within your limit, dont overspent but also dont need to be a miser.... Remember notes that had spent is call money and notes that not spent is call a will. Quote Link to comment Share on other sites More sharing options...
lovehandle Posted May 22, 2019 Report Share Posted May 22, 2019 Your ans to "How MUCH"? An older person fr 55 yr old needs S$1K+ a month to meet his or her basic needs the keyword is Basic and just ok Some of us are still providing for our elderly parents, so u can imagine how much that would be younger need more, it statesRead more at https://www.channelnewsasia.com/news/singapore/elderly-need-1379-a-month-for-basic-needs-lkypp-study-11554680 some even compute for u Quote Link to comment Share on other sites More sharing options...
lovehandle Posted May 30, 2019 Report Share Posted May 30, 2019 it seemed like u need this amount close to 1.4K it inclds all socializing activities eg interacting with frens, religious actvities & some basic ..., travelling to neighbouring etc but excld all chronic long term medication and med attn even Chen Jian Bing felt is still abit low (not cos he is working as a GeTai Singer or performer), and the residents surveyed also generally felt NOT enough esp medical/health insurance coverage is not enough shocked that previously , some of u felt few S$100s are enough! Quote Link to comment Share on other sites More sharing options...
kidster Posted March 1, 2020 Report Share Posted March 1, 2020 Can someone verify how real are these figures on the ground? Or it's just another publicity stunt to attract enrolment? https://news.nus.edu.sg/press-releases/NUS-Graduate-Employment-Survey-2019 Quote Link to comment Share on other sites More sharing options...
Guest Guest Posted March 1, 2020 Report Share Posted March 1, 2020 49 minutes ago, kidster said: Can someone verify how real are these figures on the ground? Or it's just another publicity stunt to attract enrolment? https://news.nus.edu.sg/press-releases/NUS-Graduate-Employment-Survey-2019 Election coming. Need to report nice numbers to boost the votes from the graduates. Quote Link to comment Share on other sites More sharing options...
nuanua Posted March 1, 2020 Report Share Posted March 1, 2020 Yesterday the new reported the media take home gross $3.8k for fresh grad, which is higher than last year. Is that true? Quote Link to comment Share on other sites More sharing options...
Guest Guest Posted March 1, 2020 Report Share Posted March 1, 2020 So what changed between last year and this year? All the bosses started growing hearts to increase salaries now, or election coming so media must report nice nice numbers? Quote Link to comment Share on other sites More sharing options...
leo yok loo Posted March 2, 2020 Report Share Posted March 2, 2020 Last time got minister said monthly salary $1000 can buy house also. I dont believe in what the local newspaper and radio etc. Quote Link to comment Share on other sites More sharing options...
Guest Winner Posted March 2, 2020 Report Share Posted March 2, 2020 Gay men should aim higher as they don't have any commitments except on themselves. Constantly upgrade yourselves and be better than your peers, especially against straight married ones who have marriage/child issues! Love it when they have to suffer sleepless nights leading to low productivity and stress, better to kick them out of the way for the promotion haha! Quote Link to comment Share on other sites More sharing options...
fab Posted March 2, 2020 Report Share Posted March 2, 2020 39 minutes ago, leo yok loo said: Last time got minister said monthly salary $1000 can buy house also. I dont believe in what the local newspaper and radio etc. Quote 鍾意就好，理佢男定女 never argue with the guests. let them bark all they want. 结缘不结怨 解怨不解缘 After I have said what I wanna say, I don't care what you say. 看穿不说穿 Link to comment Share on other sites More sharing options...
Guest Happening Posted March 2, 2020 Report Share Posted March 2, 2020 7 minutes ago, fab said: My parent happen to be warded next ward to this minister. I saw the kind of royalty treatment he received. There were security guards, SGH chef even visited him for daily meals request. That is our tax payer money. Quote Link to comment Share on other sites More sharing options...
Guest Guest Posted March 2, 2020 Report Share Posted March 2, 2020 27 minutes ago, Guest Happening said: My parent happen to be warded next ward to this minister. I saw the kind of royalty treatment he received. There were security guards, SGH chef even visited him for daily meals request. That is our tax payer money. Don't anyhow say. These guys do not get any extra privileges other than their top notched salary to keep our government clean, okaaaay? That's why the other politicians in other countries are getting lower salary than the politicians in Singapore. We have been told that for countless generations already, so it must be true. Later you kenna POFMA jialat jialat than you know. Hahahaha... Quote Link to comment Share on other sites More sharing options...
fab Posted March 2, 2020 Report Share Posted March 2, 2020 (edited) Ya la the chef Prolly just wanna wayang n plp a little. Not often to have a ministar as a patient. Edited March 2, 2020 by fab Quote 鍾意就好，理佢男定女 never argue with the guests. let them bark all they want. 结缘不结怨 解怨不解缘 After I have said what I wanna say, I don't care what you say. 看穿不说穿 Link to comment Share on other sites More sharing options...
fab Posted March 2, 2020 Report Share Posted March 2, 2020 2 hours ago, Guest Guest said: Don't anyhow say. These guys do not get any extra privileges other than their top notched salary to keep our government clean, okaaaay? That's why the other politicians in other countries are getting lower salary than the politicians in Singapore. We have been told that for countless generations already, so it must be true. Later you kenna POFMA jialat jialat than you know. Hahahaha... They propagate so hard to brainwash, at least we must pretend to believe. Quote 鍾意就好，理佢男定女 never argue with the guests. let them bark all they want. 结缘不结怨 解怨不解缘 After I have said what I wanna say, I don't care what you say. 看穿不说穿 Link to comment Share on other sites More sharing options...
fab Posted March 2, 2020 Report Share Posted March 2, 2020 (edited) On 5/19/2019 at 5:12 AM, Steve5380 said: He hoarded positive karma to attain nirvana. A miser does not necessarily have to hoard away from others, but can hoard away from himself while letting some to others. Karma is NOT a zero sum game. It's a win win game. Like a budget airline slogan, now everyone can fly. Edited March 2, 2020 by fab Quote 鍾意就好，理佢男定女 never argue with the guests. let them bark all they want. 结缘不结怨 解怨不解缘 After I have said what I wanna say, I don't care what you say. 看穿不说穿 Link to comment Share on other sites More sharing options...
Guest guest Posted March 2, 2020 Report Share Posted March 2, 2020 On 3/1/2020 at 5:04 PM, nuanua said: Yesterday the new reported the media take home gross $3.8k for fresh grad, which is higher than last year. Is that true? Fresh grad salary now is $3.8k? So high? No wonder younger generation now all can afford to spend and enjoy life. Quote Link to comment Share on other sites More sharing options...
robin Posted March 2, 2020 Report Share Posted March 2, 2020 (edited) I think the title of this topic in linking ‘comfortable life’ with ‘salary’ itself brings a very misconception. ‘Comfortable life’ = 3 meals a day without worry? Different people have different expectations. For me, it not only means 3 meals but also means no fear in losing a job, got a job which I love, got personal time to smell the roses, no loans/debts to pay, can go overseas holiday 2-3 times a year (stay in at least 3-4 stars hotel), can go private clinic/hospital when unwell. Most people will think to achieve the above, one either has to be frugal and/or be earning a high salary. My question to being frugal is, how can a life be considered as ‘comfortable’ if one has to be constantly frugal? And to those who think high salary is the answer, I can tell you, if you are there (ever there!), you will be so fearful of losing your job & you will probably be slaving your life away to keep it! So in short, if being frugal & striving to earn a high salary is not the answer, whoever wanting to achieve that better find an alternative route! Edited March 3, 2020 by robin mate69 1 Quote Link to comment Share on other sites More sharing options...
leo yok loo Posted March 3, 2020 Report Share Posted March 3, 2020 Now they say increase the salary of our NS men...a noble word " NSmen"..."protect our land" ...."die for our people".. ...take a look at the figure, i wanted to cry. Quote Link to comment Share on other sites More sharing options...
fab Posted March 3, 2020 Report Share Posted March 3, 2020 (edited) 18 hours ago, Guest guest said: Fresh grad salary now is $3.8k? So high? No wonder younger generation now all can afford to spend and enjoy life. High? In the 70s, a graduate pay is about 12% of a ministar. Now it is only about 2%. Do u wanna know the ratio of property to salary? Edited March 3, 2020 by fab Quote 鍾意就好，理佢男定女 never argue with the guests. let them bark all they want. 结缘不结怨 解怨不解缘 After I have said what I wanna say, I don't care what you say. 看穿不说穿 Link to comment Share on other sites More sharing options...
leo yok loo Posted March 3, 2020 Report Share Posted March 3, 2020 1 hour ago, Since u r here said: dear this is better than in the past, even if there are inflation annually from the time i NS till i ORD in end 90s, it was just 200sgd+!!!! and we started from below 200sgdit is ridiculous!! and our treasury is rich w cash now recruits can start from S$630??????? https://www.mothership.sg/2020/03/ns-allowance-increase-2020/ our training and tasks were much tougher then and now Complimentary gym membership to prepare pre-enlistees Of course is better than the past...during that time , HDB only cost $90k...yah go live in the past. Quote Link to comment Share on other sites More sharing options...
leo yok loo Posted March 3, 2020 Report Share Posted March 3, 2020 But they pay themselve millions...NS men also serving the country.. Two words to explain: "Double Standard". Quote Link to comment Share on other sites More sharing options...
leo yok loo Posted March 3, 2020 Report Share Posted March 3, 2020 I ORD (during my time is ROD) 1989. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 3, 2020 Report Share Posted March 3, 2020 10 hours ago, fab said: High? In the 70s, a graduate pay is about 12% of a ministar. Now it is only about 2%. Do u wanna know the ratio of property to salary? Really? Quote Link to comment Share on other sites More sharing options...
robin Posted March 3, 2020 Report Share Posted March 3, 2020 13 hours ago, fab said: In the 70s, a graduate pay is about 12% of a ministar. Now it is only about 2%. Interesting statement. Any evidence? Quote Link to comment Share on other sites More sharing options...
fab Posted March 3, 2020 Report Share Posted March 3, 2020 5 hours ago, robin said: Interesting statement. Any evidence? 8 hours ago, Guest guest said: Really? Google for it. Quote 鍾意就好，理佢男定女 never argue with the guests. let them bark all they want. 结缘不结怨 解怨不解缘 After I have said what I wanna say, I don't care what you say. 看穿不说穿 Link to comment Share on other sites More sharing options...
robin Posted March 4, 2020 Report Share Posted March 4, 2020 15 hours ago, fab said: Google for it. The internet has lots of fake news & it does not take much common sense to know this. One has to speak credibly with evidence Quote Link to comment Share on other sites More sharing options...
Guest Guest Posted March 4, 2020 Report Share Posted March 4, 2020 55 minutes ago, robin said: The internet has lots of fake news & it does not take much common sense to know this. One has to speak credibly with evidence So what do you mean to imply? That ministers in the 1970s in the past used to earn even more, or less, than what was said of a graduate then? Any evidence? You do know it is almost a black box when it comes to such information provided, right? Can you point us to what you know? Or are you just another IB out to defend your beloved party? Quote Link to comment Share on other sites More sharing options...
fab Posted March 4, 2020 Report Share Posted March 4, 2020 (edited) 1 hour ago, robin said: The internet has lots of fake news & it does not take much common sense to know this. One has to speak credibly with evidence If one is knowledgeable and resourceful enough, it's not difficult to know the truth. Unfortunately I don't believe in spoon-feeding. By the way, if you'd like to behave like a sheep, it's your choice. I have no responsibility nor obligation in you. Goodness gracious, you really piss me off. While it was not my intention to discuss about ministers pay here, You mean you donno SG govt is the highest paid globally? U just got back from Mars? Just face it that the gaps of the pays between the ministers and the people will only widen in time to come. Edited March 4, 2020 by fab leo yok loo and mate69 2 Quote 鍾意就好，理佢男定女 never argue with the guests. let them bark all they want. 结缘不结怨 解怨不解缘 After I have said what I wanna say, I don't care what you say. 看穿不说穿 Link to comment Share on other sites More sharing options...
Guest guest Posted March 5, 2020 Report Share Posted March 5, 2020 Is $5000 salary consider able to live comfortably? Quote Link to comment Share on other sites More sharing options...
leo yok loo Posted March 6, 2020 Report Share Posted March 6, 2020 On 3/5/2020 at 12:56 AM, fab said: If one is knowledgeable and resourceful enough, it's not difficult to know the truth. Unfortunately I don't believe in spoon-feeding. By the way, if you'd like to behave like a sheep, it's your choice. I have no responsibility nor obligation in you. Goodness gracious, you really piss me off. While it was not my intention to discuss about ministers pay here, You mean you donno SG govt is the highest paid globally? U just got back from Mars? Just face it that the gaps of the pays between the ministers and the people will only widen in time to come. I agree with fab. Now they even try to lock even more of our money into the CPF (because they say we dont know how to manage our own money) n tell us that later (dont know how late is later) we can retire happily. Biggest joke of the year fab 1 Quote Link to comment Share on other sites More sharing options...
justanotherme Posted March 7, 2020 Report Share Posted March 7, 2020 I am earning 6k+ range. Single and staying with family. 20% goes to cpf, 800 to parents. I don't go out or shop much, but quite a bit is spent on meals. Every meal sets me back around 10 bucks, with occasional splurging that can go up to 50. I would think that I am living quite comfortably. mate69 1 Quote Link to comment Share on other sites More sharing options...
Think Of Others Posted March 7, 2020 Report Share Posted March 7, 2020 Money always Not Enough The cleaner in my office earns around $2k per month. She gets by. I once read that a mother whose combined household income is $12k per month struggles to get by. A certain Senior Minister of State once declared that his ministerial salary is not enough to support his mil, fil and family, despite his additional earnings as a top lawyer. So how much is then enough to live comfortably? All depend on how you live your life. Earn a little more, then treat yourself a little better. Earn a little less, then spend a little more carefully. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 7, 2020 Report Share Posted March 7, 2020 33 minutes ago, justanotherme said: I am earning 6k+ range. Single and staying with family. 20% goes to cpf, 800 to parents. I don't go out or shop much, but quite a bit is spent on meals. Every meal sets me back around 10 bucks, with occasional splurging that can go up to 50. I would think that I am living quite comfortably. $6k+ consider salary not low, confirmed can live quite comfortably. Some people can even buy car and house even lower than your salary, and still can survive. Quote Link to comment Share on other sites More sharing options...
fab Posted March 7, 2020 Report Share Posted March 7, 2020 49 minutes ago, Think Of Others said: Money always Not Enough The cleaner in my office earns around $2k per month. She gets by. I once read that a mother whose combined household income is $12k per month struggles to get by. A certain Senior Minister of State once declared that his ministerial salary is not enough to support his mil, fil and family, despite his additional earnings as a top lawyer. So how much is then enough to live comfortably? All depend on how you live your life. Earn a little more, then treat yourself a little better. Earn a little less, then spend a little more carefully. Yet another ministar said $1ķ salary is qualified to apply for a flat. So contradicting. Quote 鍾意就好，理佢男定女 never argue with the guests. let them bark all they want. 结缘不结怨 解怨不解缘 After I have said what I wanna say, I don't care what you say. 看穿不说穿 Link to comment Share on other sites More sharing options...
Guest Hazily Instructor Posted May 31, 2020 Report Share Posted May 31, 2020 do you think 3000 is enough? Quote Link to comment Share on other sites More sharing options...
Guest Uncle Posted May 31, 2020 Report Share Posted May 31, 2020 1 hour ago, Guest Hazily Instructor said: do you think 3000 is enough? I want Hermes bag that cost more than HDB flat. 3000 ???? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 2, 2020 Report Share Posted June 2, 2020 On 5/31/2020 at 10:14 AM, Guest Hazily Instructor said: do you think 3000 is enough? depends on your expenses. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 2, 2020 Report Share Posted June 2, 2020 If a person is in his mid 40s and have been working for about 20 years in admin function, what should be the average salary should this person earning now? Quote Link to comment Share on other sites More sharing options...
practease Posted June 3, 2020 Report Share Posted June 3, 2020 11 hours ago, Guest guest said: If a person is in his mid 40s and have been working for about 20 years in admin function, what should be the average salary should this person earning now? It really depends on the scope of his work. Is the person in a managerial role for example an office manager? Probably 3 - 4k range? Quote Link to comment Share on other sites More sharing options...
phewphew Posted June 3, 2020 Report Share Posted June 3, 2020 Just dropping this from singstat but 50th percentile household income is nearly 10k *ded* (but this value takes in CPF contribution from the employer as well, so after income tax and cpf its roughly 5+k?) Quote Link to comment Share on other sites More sharing options...
mate69 Posted June 3, 2020 Report Share Posted June 3, 2020 that is inaccurate Quote Link to comment Share on other sites More sharing options...
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