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Feng Shui Tips


Ethan_Oleh

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Finding A Good Luck Symbol
Such as an acorn, a four-leaf clover, a horseshoe, a coin all spell good luck of some kind coming your way. You should not throw away the lucky symbol, as signs of prosperity often possess some excellent energy. It is also believed that if you bury them in a metal box in your garden, the good luck multiplies.

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Meeting Up With A Cow
Is said to be a most auspicious sign as the cow is a symbol of prosperity and fertility. Of course this is not something likely to happen in big cities except perhaps in India where the cow is so highly revered it is allowed to roam freely on roads and highways and motorists are required by law not to run them down. But if you do take a drive to the countryside one day and are confronted by a cow, rejoice, because it suggests great good fortune coming your way

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Date: 29 October 2017  
 
  horoscope_rat.jpg   Rat
You will be very creative at work now. But you must remember to concentrate on major projects. You will have to be more focused if you really want to succeed.
  horoscope_ox.jpg   Ox
It might not be an easy day for you. Your luck seems to move slowly. Its time for you to take action in your career now.
 
  horoscope_tiger.jpg   Tiger
You cant afford to be late for any of your business meetings within this period. Otherwise, you will lose your business.
  horoscope_rabbit.jpg   Rabbit
Waste no time in carrying out projects. Concentrate on your own business affairs. You will hear good news from overseas.
 
  horoscope_dragon.jpg   Dragon
You will have some luck on love life. Dont be too picky when dealing with your lover or friends. Otherwise, you will be very sorry.
  horoscope_snake.jpg   Snake
This is a good day for you. You will have some luck with lotteries and gambling. But, dont be greedy.
 
  horoscope_horse.jpg   Horse
You will be quite productive at work so try to stay focused on things that really matter. Do not waste your time in dealing stubborn people who are ignorant and arrogant.
  horoscope_sheep.jpg   Sheep
Today is your conflict day. You should not criticize your colleagues or superiors on this difficult day. Keep your mouth shut.
 
  horoscope_monkey.jpg   Monkey
Financial luck is lacking. You should try to be more conservative in your dealings. Save more money for future uses.
  horoscope_rooster.jpg   Rooster
Its time for you to travel. Relax yourself. You will come back much refreshed in doing your work.
 
  horoscope_dog.jpg   Dog
There are some very good career opportunities around you but you must act quickly. Otherwise, you will regret forever.
  horoscope_boar.jpg   Boar
Your health is improving from day to day. You should try to eat healthy food and drink more water.
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When A Dog Comes To Stay
When someone brings you a dog as a gift or if a stray puppy decides to adopt you, welcome him or her into your home. A dog entering your home is a very favourable sign, as it means you will have faithful and sincere friends come into your life, helping you overcome obstacles of all kinds. Black dogs bring wealth and protection. Golden dogs bring prosperity and happiness and white dogs bring love and romance.

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  When You Hang A Flag
You should make very sure that it is hung up securely and that even with the daily wind and sun causing it to flutter, it should not fall. When any flag you hang up falls from the staff, it implies danger is coming OR that your success takes a tumble. A flag coming down sometimes also means a car accident or some tragic accident. On the other hand, when the flag flies proudly and flutters in the wind, it brings plenty of good fortune. Usually flags flying indicate victory.
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Garden Creatures That Bring Good Fortune
Include insects and grasshoppers. If a grasshopper were to hop into your house, it means a very distinguished person is about to visit you. It can also mean that you are about to receive a great honour. Ladybirds suggest visitors, while frogs jumping into your home suggest money is coming to you.

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When It Rains And The Sun Is Shining
The simultaneous appearance of the sun and the rain is a very good sign indeed. This is when it is most likely for you to see rainbows in the sky. Indeed when the sun is shining brightly and there is also a shower of rain, it means that everything you are working on will be successful. You will receive the support of some very important people. If a son or daughter is born on such a day, it is a wonderful sign of a great life. If you happen to be getting married on such a day, you will enjoy a very auspicious life together.

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Date: 04 November 2017  
 
  horoscope_rat.jpg   Rat
Your business brings superb returns. Check that you do not exhaust your working capital. Take a more conservative stand when it comes to new investments.
  horoscope_ox.jpg   Ox
Today is your conflict day. Watch your budget closely. You will be somewhat prone to extravagance. If you spend more than what you earn, bad debts will soon become your nightmare.
 
  horoscope_tiger.jpg   Tiger
Fatigue might make you somewhat careless today. Do not make hasty decisions or take hasty action. Be patient. Wait for the appropriate time to make your next move.
  horoscope_rabbit.jpg   Rabbit
You should be more flexible and make corresponding changes according to the demands of the current situation. Or else, you will be the one to lose out in the end.
 
  horoscope_dragon.jpg   Dragon
Proper contracts should be drawn up in respect of partnership business or any form of business negotiations. This is to avoid any future disputes over facts and figures.
  horoscope_snake.jpg   Snake
Try to be more alert when it comes to personal safety. Do whatever you must to protect yourself from robbery or burglary. Do not display your wealth unnecessarily.
 
  horoscope_horse.jpg   Horse
Try to be more alert when it comes to personal safety. Do whatever you must to protect yourself from robbery or burglary. Do not display your wealth unnecessarily.
  horoscope_sheep.jpg   Sheep
You must be patient with the people around you today. After all, you still need people to help you with your workload, which is too heavy by far. A smile costs you nothing.
 
  horoscope_monkey.jpg   Monkey
Well thought out plans are very important to future business development. It is worth every bit of your time spent mapping out your strategies for business expansion.
  horoscope_rooster.jpg   Rooster
Remember to watch your budget closely. If you are careless with your finances, cash flow problems might crop up soon. Do not spend on luxury items unnecessarily.
 
  horoscope_dog.jpg   Dog
There will probably be a drop in sales soon, so you must try to be more conservative and cautious in all business dealings. Take care of your health and get more rest.
  horoscope_boar.jpg   Boar
If you do not take care of your own health, you could get very ill soon. The illness star is still lingering nearby. Eat proper meals. Keep away from snacks and junk food.
 
 
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Your Bathroom is More Important Than You Think

The bathroom is typically the first room you use in the morning and the last one you use at night. So how you design the bathroom becomes more important than you. But with some thought and planning, it is evidently possible to create an enjoyable and aesthetically pleasing bath area that is also wonderfully functional.

bathroom-important-01.jpgDECIDE WHAT YOU NEED
Be honest with your assessment in identifying what you need in the bathroom. When it comes to the sink, do we really need two sinks, or just one large sink? Ask yourself if the family dynamics is such that the parents require their own individual space and are not willing to share. After all, the truth of the matter is that we usually use the sink one at a time; rarely do two people brush their teeth at the same time. The mathematics is simple - minus one sink equals more space and less cost.

The next is the bathtub. This item has to be considered because we always think it is a great idea to own a bathtub, but most of the time, we rarely use it. Unless you are a person who enjoys the occasional weekly soak, you may consider omitting this item and replacing it with either a dressing table or home sauna. Odd as it may sound, but when asking my clients to choose between the two options, jacuzzi or sauna, most would pick the latter, as the idea of a quick heat followed by a cold shower has become the epitome of the modern bathing routine.

Next on the list is the WC or water closet. The selection of WC can sometimes be an arduous task, so the best advice I can give is to not be overly concerned with the mechanics of the WC, as these problems should be addressed by the builder. But rather, be more concerned with the size and how comfortable you feel on it. Personally, I would work towards a more functional system with enough flushing capacity, rather than go for state-of-the-art hand-waving models that require a manual for operation.

Finally, the shower is probably the most enjoyable element of the bathroom, so the selection can be a heart-wrenching exercise. To break it down to its simplest form, you either have a wall-mounted shower or a ceiling-mounted shower (otherwise known as a rain shower). Both experiences are different in nature, as a rainshower creates a dripping effect, while the wall-mounted shower shoots a jet stream at you. Some may opt for both, which is typically the case, as both offer different experiences and functions.

bathroom-important-02.jpg The next item to decide on is whether the wall-mounted shower should be fixed or mobile. The decision is based solely on its functionality and aesthetics. By functionality, we either enjoy holding the shower head or not. From experience the hand shower is the way to go, as it offers the most versatility for every user. Whilst a hand shower lacks the clean aesthetic look for the bathroom, it is usually acceptable as it does not distract or downgrade the look of the bathroom.

Finally, head down to the reputable brands, as what we do not want are sub-standard parts, which may be cheap in the beginning, but would deteriorate over time with issues such as peeling handles, leaking joints and irritating sound pressure. Go with a higher quality brand, as the price you pay will save you stress and disappointment in the long run.

 

CREATING THE LOOK
Now that we have figured out what we need, the next task is to make it look awesome. In any room, the secret to a well-designed space is to introduce daylight. There is no comparison to natural daylight, as its unique qualities of tone, hue and softness all help to add a sense of calm to the space.

Not all of us have homes that offer ample views in every conceivable direction, but for those who are blessed with such homes, consider the open bathroom concept to create a seamless view across the landscape. By creating this open effect, it releases a sense of freedom and power as you stand in your bathroom overlooking the world.

Other means to bringing in natural daylight with a hint of privacy is to play with your wall planes. Consider a mixture of overhead window panes to create an illusion of floating, as it separates the ceiling from the wall. Introducing a vertical fixed-glass panel also helps segregate the bathing area from the sink, thereby giving each element its own space, while extending the views to the garden outside. Don’t just stick to the conventional window shape, but play with its form to create unique opportunities in creating views and illusion.

bathroom-important-04.jpgAnother design effect to take away from this example is the play of planes. Through the use of colours and materials, the difference in tones helps to set the bathtub onto the white-washed wall, while the sink is set onto its own darker tone wall. This interestingly gives a visual zone effect to the bath area. The sink is defined in the left-right axis, while the bathtub highlights the top-down view.

For those with limited views, consider using a glass block wall to bring in natural daylight without compromising on security and privacy. With the new light source as your main design tool, accent the walls with colours and tones to add an additional touch of softness. Avoid stark colours such as whites, blacks and greys, as when mixed with a diffused light source, this may create a clinical look. Add more beige and lighter earth tones for a more homely effect.

bathroom-important-05.jpgTake for example this bathroom where the room is flooded with daylight onto a bluish grey feature wall accented by white flooring and sanitary-ware. The outcome is a monotone clinical look where the bluish hue reflection overwhelms the room, thereby creating a dull, depressed setting. Even the introduction of window views is too little to counteract the starkness.

bathroom-important-06.jpgSimilarly, adding too much colour and too many similar tones can have the same effect, but rather than being too stark, it then slides to the other extreme by becoming too overwhelming. In this scenario, the windows are placed too far away to be appreciated from the bathing area, and the lack of contrast between the walls, floor and colours offers a lack of inspiration in the bathroom.

bathroom-important-07.jpgWhen you start to organize your space, the key then is to look at your surroundings and deem what is the best means to make full use of the light around you. Try to balance out the tones in the bathroom by creating light and dark colour contrasts rather than keeping it to one single tone. And when all things fail, look to the sky, as maybe that could be another option to bring in natural light!

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This beautiful annual crest amulet is designed to bring the powerful energies of completion luck of the year.

  • Excellent for ushering the prosperity luck of Lap Chun in 2018!
  • With special insignias to welcome the Year of the Dog
  • Features the crown to bring success and career advancement.
  • Highly recommended for all animal signs - especially those looking to start a new business, launch a new product line or embark on a new career.
  • An excellent amulet that removes obstacles and paves the way for a better year.

large_4356_005001700134_3.jpg

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Pear in Chinese is known as "lei" which means prosperity.

  • Display this pair of golden pear in the Southeast of your home to activate Wealth Luck!
  • Placing 9 golden pears in the center of your home in 2018 brings completion luck.
  • Ideal for activating your “Bags of Gold” Star

large_4342_008005300077_3.jpg

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HEAP OF GOLD

Bring a mountain of gold into your home!

  • Activate your Mountain 8 Star with this precious heap of gold!
  • Locate the Mountain 8 or Annual 8 Flying Star and place it on this location to activate money luck!
  • Place at the back of the house to symbolise the Black Turtle.
  • Promotes good health and relationships with others.
  • Some assembly is required when product is received.

large_4307_008005300074_3.jpg

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  Date: 10 November 2017  
 
  horoscope_rat.jpg   Rat
You must pay more attention to your health. Eat balanced meals at proper meal times. Keep away from junk food. Your stomach will be serving you for a lifetime.
  horoscope_ox.jpg   Ox
Set the stage right by developing better business contacts. It will be good to accept invitations to social gatherings. Improve your relationships with clients and suppliers.
 
  horoscope_tiger.jpg   Tiger
Proper contracts should be drawn up in respect of partnership business or any form of business negotiations. This is to avoid any future disputes over facts and figures.
  horoscope_rabbit.jpg   Rabbit
Try not to get involved in others problems. Do not lend money to anyone. This will be the main cause of all misunderstandings between you and your close friends.
 
  horoscope_dragon.jpg   Dragon
You should be moderate in money affairs and conservative in making decisions. Do not be aggressive or push your luck too far. You might offend people unknowingly.
  horoscope_snake.jpg   Snake
You are advised to watch your diet and get more rest. Your health is still suspect. Keep a careful eye on your personal safety. It is better for you to stay indoors now.
 
  horoscope_horse.jpg   Horse
It is certainly not a good time for you to test your luck in lotteries and gambling. Try not to get involved in loans. Do not get dragged into other folks financial disputes.
  horoscope_sheep.jpg   Sheep
This is your conflict day. Do not be lazy. There are many opportunities coming your way. You will be very sorry if you let them slip through your fingers. Opportunities never knock twice.
 
  horoscope_monkey.jpg   Monkey
A solid plan plus efficient action will ensure a good start for all business dealings. Do not waste this wonderful opportunity for making progress. Try to be more cheerful.
  horoscope_rooster.jpg   Rooster
Your fortune will be much improved. So you will be able to achieve much success at work if you are willing to work hard. Try not to be distracted by unimportant things.
 
  horoscope_dog.jpg   Dog
Quality control should be your main concern right now. You must not be impatient. Remember that haste makes waste. It is better to play safe now than to regret later.
  horoscope_boar.jpg   Boar
Do not forget to look into matters regarding quality control. Improve on your marketing strategies and try alternative ideas to sell your products. Keep your workers happy.
 
 
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  Date: 11 November 2017  
 
  horoscope_rat.jpg   Rat
You should not bind yourself to your usual duties and overlook other areas for development. This is a very good time for you to embark on a new venture.
  horoscope_ox.jpg   Ox
You must be patient with the people around you today. After all, you still need people to help you with your workload, which is too heavy by far. A smile costs you nothing.
 
  horoscope_tiger.jpg   Tiger
Double-check your work. You must always do things right the first time around to be effective. Otherwise, you will waste time doing the same thing again and again.
  horoscope_rabbit.jpg   Rabbit
You should follow the rules strictly to avoid getting into trouble with the law. Otherwise, you will only hurt your own reputation and waste all your efforts.
 
  horoscope_dragon.jpg   Dragon
Look towards improving your business relationships with your associates as well as your clients. Maintain a superior level of quality control so as to be on the safe side.
  horoscope_snake.jpg   Snake
This is a productive time. Your determination to persevere has paid off. You will achieve breakthroughs in business after having applied all available resources.
 
  horoscope_horse.jpg   Horse
Fortune will be much improved. Try to take quick action if you want to develop future business connections. Work fast and stay focused. Keep to a strict budget.
  horoscope_sheep.jpg   Sheep
Do not cross swords with anyone today. It will only hurt you to get into anothers black books at this point. Some misunderstandings could result in violent consequences.
 
  horoscope_monkey.jpg   Monkey
This is your conflict day. You might come under a lot of fire today. Do not be too ambitious in business matters. It is likely that you have taken on more than you can possibly handle.
  horoscope_rooster.jpg   Rooster
It is time for you to recover the control of your emotions. Do not let depression make you reckless. You should get back into a healthier routine soon. Do not overwork.
 
  horoscope_dog.jpg   Dog
You must be very careful with your money. It is not a favorable time to put your money into unfamiliar investments. Otherwise, you will part with your money soon.
  horoscope_boar.jpg   Boar
You must be very careful with your money. It is not a favorable time to put your money into unfamiliar investments. Otherwise, you will part with your money soon.
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Career

8 Easy Ways to Improve your Chances for Success

If you are seriously ambitious to make it big in your career, you can use feng shui to give yourself a boost. Good career feng shui usually manifests itself in the form of increased opportunities.

8-easy-ways-to-improve-01.jpg1ENERGIZE THE NORTH
The career corner is the North of any residential building or personal space. To create good yang energy in the North of your living room and your office, place an aquarium full of lively guppies here.
 

8-easy-ways-to-improve-02.jpg2GOOD FENG SHUI DOORS
Success luck is much improved when the location, direction and design of the door that leads into your private office is planned according to feng shui.
  1. Make sure the door is not hit by anything harmful.
  2. Try to have your door located in a corner of your room and facing a direction that is auspicious to you.
  3. Avoid putting glass panels on your door.
  4. Aim for the following door colours in the respective sectors: brown for the East and Southeast; white for the West and Northwest; maroon for the South; black for the North and beige for the Southwest and Northeast.


3SITTING IN YOUR POWER POSITION

  1. Sit facing the door. Never have your back to the door as this will mean you losing out in any office politicking.
  2. Sit with a soild wall behind you.
  3. Sit with more space in front of you than behind you. If possible, have a minimum of three feet of space in front of you.
  4. Sit with windows to your left or in front.


4DESK SHAPES AND PLACEMENT

  1. Place a regular rectangular-shaped desk diagonally opposite the entrance door of your office.
  2. Position where you sit to face your good direction.
  3. Make sure there is no beam above you.
  4. Try to have a desk that is solid, made of a solid material. There is nothing unluckier than a shaky desk – this will mean that your career is unstable.


 5FIND YOUR BEST DIRECTIONS FOR BUSINESS TRAVEL

  1. When planning your business trips, note the direction of your travel. If you are an East group person, then know that traveling towards the West is generally favourable since you are then flying from the East, thereby bringing good luck with you wherever you are going.
  2. This aspect of feng shui practice is also applicable for travel within a country or within a city. If you travel to work every day from a direction that is auspicious for you, it is better for you, so do check your route and try to use one with the best feng shui.


8-easy-ways-to-improve-04.jpg6WIN RECOGNITION WITH FENG SHUI
Place an ornament made of clear quartz crystal on your desk to help energize your career. Ideally use one which matches the shape of your beneficial element.

7THE PROSPERITY SIGNATURE
A signature can attract great prosperity and success for a person if it starts with a firm upward stoke and then ends with another firm upward stroke.

8THE FENG SHUI OF WATCHES
Wear an auspicious watch to attract good fortune luck. Ideally, a moving mantra watch where the mantra is constantly turning brings great good fortune luck.
 

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Health

Health is Wealth !

What is money and romance, if you do not have the good health to enjoy it? Do you really want to go through numerous visits to the doctors, spending large amounts on even larger hospital bills, feeling sickly and utterly de-motivated? Don't you believe in the famous adage that goes 'Prevention is better than cure'? Don't be surprised but with Feng Shui, you can prevent ill health even across the generations!

Generally, it is believed that the Feng Shui of a home can influence the nature of health that is enjoyed by the residence. A home that has auspicious Feng Shui vibrations and good flow of Chi will definitely endow the residents with good health.

However, sometimes it is quite difficult to realize that all is not well. With a busy lifestyle, we are only focused on curing whenever there is an illness and forget all about it when we are well! But if you were to look back you may notice a pattern of frequent illness. Especially, if this pattern started after you have moved into a new home or if you have recently renovated your home. This is because you may have inadvertently created a bad Feng Shui environment.

To ensure that you can safeguard your family's health at all times, here are four golden rules for health:

Rule No. 1

Guard your home against poison arrows emanating from your surroundings. Check that your main door is not being hit by anything sharp or pointed, anything angular, or anything that seems to be threatening. Do remember however, that residents of homes that are hit by poison arrows do not usually just become sick. Usually the bad luck also takes on other equally, and sometimes more severe forms.

Rule No. 2

Beware of poison arrows inside the home and ensure that children are not sleeping directly beneath exposed beams, as these will cause frequent illness, headaches and an inability to sleep peacefully. It is also advisable not to fill your home with antiques. This is because you are unlikely to know the luck of the people who owned the artifacts before. Firearms are also inauspicious as they also stand the chance of having once been fired in anger and of having drawn blood, which is very bad Feng Shui.

Rule No. 3

If there is someone who is really ill at home, it is possible to use Feng Shui to help him or her recover. This is done by using the Pa Kua Lo Shu formula and involves finding that person's Tien Yi (health direction) based on his or her date of birth. Once you identified the sector, then you should locate the person's bedroom in that corner of the home and their bed should also be placed according to this direction.

Rule No. 4

To ensure the general health of the resident's in your home, you should make sure that your stove is placed in a way that allows the gas or electricity to flow to it from any of your four auspicious directions. However if you were confused on whose best directions are to be followed, a simple guide would be to follow the directions of the head of the household. Do take some time out to ensure that these rules are not broken in your home. It will ensure a lifetime of good health!
 

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Fame

Lighting Up Your Career

There are those who slog all their lives with little or nothing to show although they are multi-talented, very able people who worked hard and one wonders why. Is there no justice for these people who has the shining potential to be more than they turn out to be? So, if you are wondering what you can do to literally 'light' up your career and get a move on the fast track, here are some Feng Shui tips for you.
 

lightingcareer01.jpg

Spotlights

Spotlights are extremely helpful when it is shining directly at the South wall of a room. However, be very careful when you are using this medium as it also means excess energy. Remember the golden rule of Feng Shui: balance is the key word.

 

lightingcareer02.jpg

A table lamp

Observe the round shape of this lamp. This is an excellent purveyor of Feng Shui energizer as it is round (which denotes an endless cycle of good luck) and the color is rusty red (an auspicious Yang color).


 

lightingcareer03.jpg

A table lamp

How unfriendly this lamp is! There is no 'area' to welcome or accumulate the good Chi. It is basically all 'stick and bones'.



 

lightingcareer04

A crystal chandelier

This is one of the few all-round excellent Feng Shui energizers. The crystals in the chandelier reflect the light, bringing in added glow and warmth. Hang this in the South corner of any room, and the residents would bask in its warmth.

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Date: 17 November 2017  
 
  horoscope_rat.jpg   Rat
Try to be more alert when it comes to personal safety. Do whatever you must to protect yourself from robbery or burglary. Do not display your wealth unnecessarily.
  horoscope_ox.jpg   Ox
You may lend your ears to anothers opinions but you must not let them sway you from your path. Remain polite even if you have to reject the other partys ideas.
 
  horoscope_tiger.jpg   Tiger
This is your conflict day. Grab every opportunity to further your career prospects. United strength will prove to be very helpful for future business development. Do not take any unnecessary risks.
  horoscope_rabbit.jpg   Rabbit
It is a very good time for you to try to uncover hidden adversaries. Then keep away from them while maintaining a friendly face. They could well cost you your career.
 
  horoscope_dragon.jpg   Dragon
You money luck seems to be fluctuating. It is not a feasible idea to risk your money in new investments. You should not gamble or get yourself involved in loans either.
  horoscope_snake.jpg   Snake
This is not a good time to expand your business, as there will be many unexpected obstacles in your way. You must learn to keep your calm, even when provoked.
 
  horoscope_horse.jpg   Horse
There might be strong objections from certain quarters but you have the intelligence and energy to overcome all opposition. Just set your target and keep to it.
  horoscope_sheep.jpg   Sheep
Take care of your health and personal safety. Make sure that the needs of older family members are attended to. Do not hesitate to seek medical treatment if unwell.
 
  horoscope_monkey.jpg   Monkey
You might face severe challenges at work, so you should try to strengthen yourself psychologically. Steel yourself, and do not give up under any circumstances.
  horoscope_rooster.jpg   Rooster
You must be reasonable about your demands. Do not challenge your superiors. It is a bad idea to get yourself involved in power struggles. You will end up being very sorry.
 
  horoscope_dog.jpg   Dog
It is an excellent time for you to make new investments. You will see good returns in the near future. However, you must not let greed lead you down the wrong path.
  horoscope_boar.jpg   Boar
You will be very fortunate in money matters. There is some indication of luck in lottery and gambling. Do not over-indulge in extravagant habits or your luck might not last.
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Date: 18 November 2017  
 
  horoscope_rat.jpg   Rat
It is better to adopt the wait-and-see attitude for now. Learn to curb your impatience. Your business luck will improve soon. Spend more time on developing your skills.
  horoscope_ox.jpg   Ox
You should attend to all business concerns promptly. Any delay will cost you plenty. Keep your eyes wide open and watch out for wolves in sheeps clothing.
 
  horoscope_tiger.jpg   Tiger
Lucky stars are shining on you so your money luck is very good. You will see some splendid returns from your investments. It is a good time to invest some more.
  horoscope_rabbit.jpg   Rabbit
This is your conflict day. You have to be very careful when handling money affairs. If you have been put in charge of financial matters, make sure that you look into all dealings personally.
 
  horoscope_dragon.jpg   Dragon
Try to be more flexible during negotiations. Try to reach an agreement as early as possible. There is no point wasting your time bargaining for an unrealistic objective.
  horoscope_snake.jpg   Snake
You have to be very conservative in handling monetary affairs. Make an effort to monitor your companys financial systems. You might be able to detect loopholes.
 
  horoscope_horse.jpg   Horse
This proves to be a fortunate time for money matters. There is indication of income from many different sources. But you must keep an eye on safety in your home.
  horoscope_sheep.jpg   Sheep
You might be troubled by rumours and gossip about your love life. Be aware of what is happening right under your nose. But do not let strong words worsen the situation.
 
  horoscope_monkey.jpg   Monkey
You are advised to mind your own business during this difficult period. Do not offer your criticisms so freely. You might inadvertently expose your own weaknesses.
  horoscope_rooster.jpg   Rooster
Keep in mind that humility can open many doors that remain shut in the face of arrogance. To be successful, you should endeavor to develop a milder demeanor.
 
  horoscope_dog.jpg   Dog
You should learn to be more aggressive. Sometimes, you have to force your hand in order to win. Keep your focus on your main target and maintain your current pace.
  horoscope_boar.jpg   Boar
Do not expect too much from a new romantic development. There is hardly enough substance for you to build your relationship on. Let things remain light and sweet.
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9 Dogs to Activate Prosperity

 

To activate the power of 9 and future prosperity, which flies to the center of the feng shui chart in 2018, display these nine dogs to bring you incredible good fortune. DOG in Chinese is KAU and the Number 9 is also known as KAU. Placing 9 dogs (Kau Kau) in the center will double the fortune of the Power of 9. These dogs bring loyalty, love, courage, class, confidence, pleasure, charm and a life full of richness and abundance in this coming year of the Earth Dog.

To activate the power of 9 and future prosperity, which flies to the center of the feng shui chart in 2018, display these nine dogs to bring you incredible good fortune. DOG in Chinese is KAU and the Number 9 is also known as KAU. Placing 9 dogs (Kau Kau) in the center will double the fortune of the Power of 9. These dogs bring loyalty, love, courage, class, confidence, pleasure, charm and a life full of richness and abundance in this coming year of the Earth Dog.

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Golden Wu Luo with Garuda

 

In 2018, the Illness Star 2 flies into the West affecting the youngest daughter of the family, those born in the year of Rooster, and anyone with a bedroom in the West.

Place this Golden Wu Lou with a powerful image of Garuda in the West of your home to suppress the nagas that bring illness. The addition of gemstones on the Wu Lou is to symbolize the "wish-granting jewel" that is the Medicine Buddha.

Displaying this powerful Wu Lou in the West will also suppress the Star of Reducing Energy, as well as the Yearly Conflict Stars brought by the 24 Mountains Compass.

 

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5 Element Pagoda Keychain

is designed to contain and suppress the bad energy of the Five Yellow.  In 2018, the Five Yellow Star (Wu Wang) flies into the North which can cause serious misfortune, mishaps and danger.

The base of this keychain has the powerful Double Dorje, and the seed syllable Hum has also been placed on four sides of the pagoda to dispel all other dark forces that may be hovering near the Five Yellow. 

Imperative amulet for all those born in the year of the Rat, as well as anyone suffering from the ill effects of the #5 from living in a North-facing house or spending a great amount of time in the North sector.

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Anti Burglary & Violence Window Sticker V4 (2 pieces)

Protect your home and your car from theft and burglary! These beautiful protective window stickers contain a powerful Dakini Amulet to ward off thieves and robbers. It is further enhanced with the images of the Double-Horned Rhinoceros and the Elephant. Attach these wonderful amulet stickers onto your vehicle windscreen and home windows to keep safe against robbery, violence and road rage.

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Wish-Granting Peacock Mirror

This wish-granting Peacock Mirror absorbs everything poisonous in and around your environment, transforming everything into the highest good. The peacock has this amazing power!

Here, the mighty peacock’s majestic feathers symbolize victory luck, and the mantra placed round the mirror brings you your most fervent desires into actuality, especially if it has to do with your love relationships.

The sacred mantra engraved around the oval mirror is wish-granting, so look intently at yourself in this mirror once a day, think strongly of what you want, and let the mirror bring you all your heart’s most fervent wishes.

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Career

Designing an Office with GOOD FENG SHUI

Whether you are the CEO of a large corporation or a humble business owner, if you want your business to grow and become successful under your leadership, then you MUST NOT ignore the importance of bringing feng shui into the planning of your head office. In this article we show you HOW EASY it is to create an office with GOOD FENG SHUI – one that will bring good fortune and plenty of opportunities for profit and growth!

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THE MAIN DOOR HAS THE MONEY
Incorporating feng shui into an office building begins by choosing the building which has the correct main door. Ideally, the main entrance of the office building should be matched with the personal Kua number of the CEO. This is the very first step in creating the right kind of Sheng Chi luck for the CEO, so that the business will thrive under this person’s authority and leadership.

All other things remaining equal, it is the CEO’s luck that has the most influence over the luck of an organisation. Under the feng shui system of luck, a CEO with good feng shui will attract good success luck to an organisation. A CEO who has bad feng shui can cause a booming business to go downhill. There are many true stories that tell of how businesses have suddenly blossomed or suddenly gone bust as soon as its ownership or management changes. When this occurs, it can usually be traced back to the incompatible facing direction of the building with that of the person who manages the business. So a good starting point is to learn how to determine the CEO’s best compass direction based on his/her KUA number and when checking to see if the main door corresponds to the CEO’s good or bad luck direction.

Here, we have an example of a building that faces Southeast 3. This direction was taken using a 24-Mountain compass, standing from the inside of the building looking out. The office in this example is run by a CEO of a large communications business, a Mr Pressmill who has just been hired by the directors of the company. His office is located on the 18th floor of a city building. Mr Pressmill is a Fire Snake, born in April 1953 . His Kua Number is 2. Does this building’s main direction bring good or bad luck?

office-fs02.jpg Based on his Kua number his good luck directions are Northeast (Sheng Chi), West, Northwest and Southwest. His bad luck directions are East (Bad luck), Southeast (5 Ghosts), South (6 Killings) and North(Total Loss). Unfortunately for Mr Pressmill, the main direction of the building is incompatible with his good luck directions; here note that the Southeast is his Five Ghosts direction! Luckily, Mr Pressmill is also a Fire Snake, and because he is a Fire Snake, the Snake direction (Southeast 3) benefits him. Hence, in this particular case, the main door of this building brings him good protection luck. This is because the astrology direction overrides the KUA direction. An important point to take note of when using the KUA formula of directions!

FINDING THE WEALTH SPOT
An important aspect of good feng shui for an office is the location of the Wealth Spot in the building. Once you know where this is, you should activate it with a Water feature. This requires good knowledge of  FLYING STAR feng shui  as it is the flying star chart which reveals the wealth spot. In fact, a great deal of feng shui practice is designing the layout of an office according to good and bad flying stars of the office.
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The flying star chart is created using the facing direction of the building. In most cases, the facing direction is the same direction as the main entrance. A big clue for this is if the entrance is grand and large, with a foyer or covered façade. In our example, this office building has a very grand main door which directly faces a large, busy main road. And when measured using a 24-mountain compass, it faces Southeast 3.

The floor plan on the opposite page shows how this office has been designed using the Southeast 3 FLYING STAR chart. Look for the sector which contains the WATER STAR 8 – this is the WEALTH SPOT of this building. In this chart, the Wealth Spot is in the SOUTHEAST sector. Hence, an aquarium has been recommended for the Southeast sector of the Reception area, as well as the CEO’s Office. This activates the Water 8 star and invites the best kind of wealth luck for business success.

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Date: 24 November 2017  
 
  horoscope_rat.jpg   Rat
Your business luck is quite good; so, you should try and diversify your investments. It is also a very good time to venture into a different field and start a new project.
  horoscope_ox.jpg   Ox
Your business continues to do quite well. It is a good day to make money. Do not be too emotional or dwell too long over past matters. You should focus on the present.
 
  horoscope_tiger.jpg   Tiger
Look towards improving your business relationships with your associates as well as your clients. Maintain a superior level of quality control so as to be on the safe side.
  horoscope_rabbit.jpg   Rabbit
Lucky stars are shining upon you. Your investments will fetch first-rate returns. This is cause for celebration. Just remember that you still have to keep to a healthy diet.
 
  horoscope_dragon.jpg   Dragon
Innovative concepts and new marketing strategies are not always easy to accept or implement. Try different approaches with different people and see the difference.
  horoscope_snake.jpg   Snake
It is now time to think about making long-term investments. You will be able to reap more benefits if you start them at this stage. You can afford to trust your intuition.
 
  horoscope_horse.jpg   Horse
There are unreliable people in your midst. You should not trust others with your hard-earned cash. At this juncture, even your friends may fail you in money matters.
  horoscope_sheep.jpg   Sheep
A favorable time to consider a business partnership or a joint venture of some sort. Do take things slowly to make sure that you cover all bases before you proceed.
 
  horoscope_monkey.jpg   Monkey
You might be very tired from all that running around. But remember that you should be punctual for appointments. Being late will cost you plenty. Learn to prioritize.
  horoscope_rooster.jpg   Rooster
Today is your conflict day. You aim very high but you must avoid being too aggressive. Everything takes its time to develop. If you move too fast you may not be prepared to face the consequences.
 
  horoscope_dog.jpg   Dog
Keep the lines of communication open and cultivate goodwill amongst co-workers. It is to your benefit, since you have a hectic schedule and many deadlines to be met.
  horoscope_boar.jpg   Boar
Try your best to concentrate on prime targets. Forget about minor matters for now. You have to prioritise your affairs according to their importance. Do it now.
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Date: 25 November 2017  
 
  horoscope_rat.jpg   Rat
Cultivate better relationships with your business contacts. Times are getting more competitive. Do not neglect your clients although they can be rather demanding.
  horoscope_ox.jpg   Ox
Business luck is favorable for you. It is time to think about long-term investments. Now is the best time to consider joint ventures as they will bring you plenty of profits.
 
  horoscope_tiger.jpg   Tiger
It is safer for you to be more conservative in money affairs for now. Being too greedy could lead to much loss and sadness. So do not take too many risks if possible.
  horoscope_rabbit.jpg   Rabbit
You should still look into quality control regularly to avoid production problems later. Evaluate the effectiveness of current marketing strategies. Do not act impulsively.
 
  horoscope_dragon.jpg   Dragon
It would do you good to party with your best buddies. After all, they often act as your personal cheerleading squad. That really does wonders to your emotional well-being.
  horoscope_snake.jpg   Snake
Be very alert to new business projects. It is time to cash in on opportunities to make cash profits. You have enough energy and confidence to make things happen.
 
  horoscope_horse.jpg   Horse
Be very careful with your words. It would not hurt for you to keep your mouth shut sometimes. Gossiping and rumour-mongering will get you into a lot of trouble.
  horoscope_sheep.jpg   Sheep
Do not criticize your superiors. Back-stabbing and finger-pointing will do you no good. Keep your mouth shut if you do not want to end up as a victim of office politics.
 
  horoscope_monkey.jpg   Monkey
This can be quite a profitable day if you have covered all your bases from the start. You should work towards improving your business and personal relationships.
  horoscope_rooster.jpg   Rooster
All that hard work is finally taking its toll on you. You have not been doing enough to maintain your personal relationships. Think again before you make your next move.
 
  horoscope_dog.jpg   Dog
Today is your conflict day. Quality control should be your main concern right now. You must not be impatient. Remember that haste makes waste. It is better to play safe now than to regret later.
  horoscope_boar.jpg   Boar
Economic difficulties might bug you more than usual. Stay focused on improving the quality of your work for now. That is enough to solve half of your business problems.
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The Feng Shui Of Money

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Is there such a thing as the Money of a country affecting its wealth feng shui?
Is there any relationship between how a country’s paper money looks and the wealth the country generates? Surely symbols incorporated into the design of currencies must have an effect on the way the country moves forward or backward economically. Central Bankers of the world probably scoff at such an idea… and yet in the old days, coins used as mediums of exchange were always made auspicious, most notably containing the heaven and earth symbols of circle and square.

In this issue, FSW does some research into the currency designs of the Dollar, the Euro, the Pound sterling, the Russian rouble, the Chinese Yuan, the Japanese yen and the Singapore dollar... and because we live here in Malaysia, we also take a look at the Malaysian Ringgit …


Some of the stronger currencies of the world (although of course they fluctuate in value) include the United States dollar, the Euro, the British pound, the Singapore dollar, the Australian dollar, the Russian rouble, the Canadian dollar, the Chinese renminbi and before the advent of the Euro, we also had the Swiss Franc and the German mark. Every one of these currencies has a signature sign which itself has luck connotations.

In the period of 7 the US dollar was strong and this is a currency whose signature sign has an S with two vertical standing lines viz $… but the US dollar has been declining in value for several years now, from since the period changed from 7 to 8 and now other currencies that have signature signs that have either S, Y, (all cut with two horizontal lines appear to be challenging the US dollar. We saw the rise of the pound sterling, and until recently the all-powerful Euro. Now we see the rise of the Chinese Yuan, and of course the Japanese yen seems to stay strong in spite of horrible things happening to its Economy!

Feng shui experts will be quick to explain to you that the horizontal lines symbolize the powerful chien trigram. Horizontal solid lines are indications of strength, yang chi and great resilience, and it is not surprising that currencies which have this as their identifying feature tend to have greater resilience. Think of the yen, the yuan, the Euro and even the pound sterling!

 

CHINA’S STRONG FENG SHUI THEME

Most countries have strong themes that run through the design of their currencies and these usually reflect some symbol, activity or hero strongly identified with the country. The use of beloved leaders is a popular theme. So the modern Chinese renminbi has a picture of Chairman Mao, but also take note that while all the notes have his picture, they also carry aerial shots that symbolize protection, wealth creation and strong central government. Its most popular note the 10 Yuan note is green in colour, signifying growth, but it also has an amazing aerial shot of the Lijiang River strategically photographed to show the river widening. This is an incredibly auspicious image and with the 10 Yuan note having amazingly high circulation as it passes from hand to hand, surely this note brings excellent feng shui to the Chinese Economy!

In fact, on the reverse side of all its notes, capitalist China has selected scenes of spectacular water – on the 20 renminbi note is the famed Lijiang River, on the 5 and 10 renminbi notes are its other famous rivers, the Yellow River and the Yangze, and on its 50 renminbi note is a spectacular picture of a waterfall.

fs-money02.jpgAs all feng shui enthusiasts know, the river is the most efficient bringer of wealth. All the great cities of the world were founded at the mouth of great rivers. That China should choose water as its major symbol to signify its money must surely be very good feng shui indeed.

To the Chinese of course, a view of a river, or of water, always signifies wealth, and when water widens and expands, it means extreme wealth.

Showing a mighty river flowing to signify money signifies the country’s wealth. It should not be surprising that since the early 80’s when these new currency notes came into widespread usage after Deng Xioa Ping declared “to be rich is glorious”, China has had double digit growth  and indeed is today the wealthiest country in the world!

But more than wealth is safety and security, which is symbolized by the Great Wall of China, an ancient heritage structure built to protect the country from overland invaders. Today, the Great Wall symbolizes China’s security. This note has a couple of young Chinese on one side and the Great Wall on the other, signifying the ordinary people of China. And the high denomination renminbi note is red in colour. This too has Chairman Mao on one side, but on the other side, we see a picture of the Great Hall of the people in Tiananmen Square. This symbolizes the strength of China’s Central Government.

By analyzing the images on its currency, we can deduce the attributes that are important to China - strong Government, strong security and strong wealth - all of which China has today! Definitely in this case, we can see symbolic feng shui at work here. But there is more of course, because there are also other 100 Yuan notes that feature the mighty Dragon and yet more notes that feature the other great river of China, the Yangtze Kiang. Water and Dragon - two of the most potent symbols of wealth and success!

HONG KONG'S AUSPICIOUS NOTES

Over in Hong Kong, the currency notes of this city state were issued by the major banks operating there prior to 1997 and these continued to be used after China took over the colony. Then, the twenty dollar note issued by StanChart featured the Dragon Tortoise, while that issued by HSBC featured its famous lions and the star ferry. The StanChart 500 dollar bill features the awesome Phoenix, while the HSBC issued 500 dollar bill again carried the two lions and its building.

These notes were very auspicious indeed and Hong Kong in those years was very prosperous. In recent years however, its fortunes have been overshadowed by Shanghai and Beijing. China's currencies and its Economies appear to be doing as well as if not better than Hong Kong !


WHAT ABOUT THE UNITED STATES?
In recent years, the USA seems to be sliding… two unpopular wars and its fight against terrorism seem to have distracted this great country. Worse, it has also suffered severe financial meltdowns caused by scandals and major bank collapses that seem to have shaken the USA to its roots.

fs-money03.jpgThings really went downhill after the attack on its twin towers in New York. To the Chinese feng shui enthusiasts, the twin towers represented the eyes of the country, and with New York being its financial capital, after the twin towers were brought down, it does seem like the US, now blinded, sort of lost its way - especially financially.

The US currency is known worldwide as the greenback because irrespective of the denominated amount, all US dollar notes are green in colour. Note that green denotes young Yang Wood element, which in turn signifies growth. The USA continues to grow and grow and it has become the world’s super power, and even with all its troubles today, it continues to be respected as a superpower, feared by others and still taking the lead as the world’s innovator. It also owns the world’s largest arsenal of weapons and bombs!

All its currencies feature its past presidents. Its most widely circulated note is the one dollar bill which features George Washington, the first president on one side. On the reverse side, we see the American eagle and the pyramid with an eye at the top of the pyramid. The eagle is like the phoenix – symbolizing untold opportunities, bravery and courage. The pyramid and the single eye above it is the ultimate symbol of protection. It reminds us of the magical eye of Horus. It is also a protection against the envy of others. Very powerful feng shui indeed!

The two dollar note (not as widely circulated) features Jefferson on one side, while the five dollar note (which is more widely used) has Abraham Lincoln. Behind is the Lincoln memorial, which of course symbolizes freedom and equality.

fs-money04.jpg The twenty dollar note features Jackson on one side and the White House on the other. The hundred dollar bill has Benjamin Franklin… so one can see that the United States places emphasis on its leaders, although this only started around the 1900s.

Does the US dollar have good feng shui? The answer has to be a resounding yes. Despite the ups and downs of its economy, the USA is still the most powerful and important country in the world. Its currency though battered continues to be the most widely used currency of the world.

What is interesting about the US dollar bills are its hidden codes and meanings.

These notes have not been redesigned since the 1900s, so much of the meanings of its symbols require research.
Nevertheless, one interesting thing some of us noticed is that the symbols on the $20 does show the twin towers of 9/11 burning when folded in a particular way. It is quite uncanny actually, and those of you curious enough to check this out might want to try!  Other symbols on each of the US dollar bills suggest hidden codes and meanings as well.

The British pound uses the Queen’s image and a variety of auspicious symbols. The Queen is herself a lucky image as she is shown in full regalia wearing her tiara and jewels, so the matriarchal energy is very strong. If we examine the ten-pound note (which is the most highly used) there is a bird image which looks like a woodpecker. The bird is a very auspicious symbol, bringing luck and new opportunities. The woodpecker is a hardworking bird that is also creative. There is also a ship sailing towards the user and this has to be incredibly lucky. There is a picture of Charles Darwin, one of their greatest scientists and the propounder of  the theory of evolution. There is also a round mirror. So you can see that Britain has some very important enhancing symbols on their pound note.

fs-money05.jpgSingapore money used to be full of wonderfully auspicious images. Fish, birds, dragons and ships of all kinds used to feature on the Singapore dollar notes, but in recent years, Singapore’s paper currency notes were given a fresh new look. During the years when Singapore was toasted as the economic miracle of the world, its currency notes were amazingly brilliant and beautiful. Every denomination had a fish of some kind, as well as a ship, and its fifty-dollar note even featured a dragon looking down at the mouth of the Singapore River (see bottom picture). These are auspicious symbols.

All the previous notes used to have fish on them. Fish signify abundance and it should not come as a surprise to anyone to know that the per capita income of this small nation state is one of the highest in the world. The Dragon meanwhile is the ultimate auspicious symbol according to feng shui. And ships bring wealth from the winds and waters.

fs-money06.jpgShown above are the old (top) and the new (bottom) two dollar notes. Note the difference. A sailing junk brings prosperity from the winds and waters. The new note has no such auspicious symbol.

In its newer notes, the Singapore currency features its first past president on one side and a variety of aspiration scenes on the other side. For instance, on the fifty-dollar note, the Arts are highlighted with musical instruments, on the ten-dollar note Sports are featured and on the two dollar note Education is highlighted with a picture of one of its schools.

It does appear that aspirations other than wealth acquisition are being stressed.  And believe it or not, since those new notes came into circulation, Singapore has thrived as an Arts and Cultural center to challenge the best of any place else in the world. From musicals to concerts, rock shows, ballets and even operas, Singapore has become the most sophisticated city in this part of the world.

What is interesting is that all the new notes still carry the Pa Kua symbol which is a powerful symbol of protection! So security continues to be high on the list of Singapore’s priorities.

fs-money07.jpgMany of the Commonwealth countries feature the British Queen thus replicating the powerful matriarchal energy. New Zealand money features the Queen on one side and all kinds of birds on the other. Shown here on its twenty dollar bill is the bird that is native to new Zealand, the karearea – very auspicious indeed.

Malaysian ringgit - here in Malaysia, the currency features the country’s first king in all his regalia. His majesty wears an eleven-pointed star and a moon of jewels, so this is most auspicious indeed. On the reverse side, the Malaysian currency notes feature cargo ships loaded with cargo, planes and trains on its ten dollar bill. As this is the most widely used bill, these symbols of the country’s progress are excellent feng shui. The fifty-dollar note shows a port scene, while the hundred ringgit bill features a car assembly plant. The Malaysian notes are thus down-to-earth symbols of industrial progress.

Indonesian Rupiah bills seem to be devoid of auspicious symbols.  On their 5000 rupiah note, they feature a old member of royalty on one side and an old building on the other. On their 1000 rupiah bill, we see again an old member of a royal family on one side and a building on the other. The notes seem to dwell very much on the past and are sadly lacking in yang energy. Maybe that is why the country has not progressed much. Perhaps a change in their currency appearance might help lift the country out of its many difficulties.

fs-money08.jpgCanadian bills are similar to Kiwi money in that the British Queen is featured on one side and all kinds of birds on the other side. The twenty dollar note shows the Queen (alas sans crown but wearing pearls) on one side and a pair of what looks like ducks on the other side. Very romantic feng shui indeed. The five dollar note on the other hand has Laurier instead of the Queen on one side and a kingfisher on the other.

Nepal and India also do not have any auspicious symbols on their currencies.

fs-money09.jpgSouth Africa rands feature their wild animals, the large cats, the zebras and the rhinos. These animals however each symbolize various protective qualities according to feng shui and are thus said to be auspicious. South Africa can be said to be very blessed in that it has wise leadership and a pretty good economy compared with other African nations. It has Nelson Mandela, the wonderfully inspiring black leader who has captured the respect of the world. Its currency is protective in symbolism.

France shows its inventors and tourist spots on its currency.Austria features its leaders and buildings. Greece features Plato and its many legends which include ships and heroines. Spain features its heroes and its architectural buildings.Playing the stock market requires luck as much as financial knowledge, and it is a whole different dimension to the management of your money. We will talk about this another time but for now focus attention on steadily improving your financial situation.


Finally a word on birds
fs-money10.jpgAt last count, we discovered well over 30 countries whose currency notes feature the bird. Pictures of some of these currencies are shown here and it is useful to see that the countries that use the bird are not fairing badly at all. The bird brings good news and good opportunities and like the Phoenix, its symbolic king, they communicate good tidings and are excellent for fulfilling your wishes and bringing happiness to everyone. Birds also signify family harmony and goodwill, and open up opportunities for growth, progress and expansion.

In addition to Canada and New Zealand, the list of countries that feature birds on their paper currencies include Trinidad, United Arab Emirate, Tahiti, Sweden, Seychelles, Papua New Guinea, Lithuania, Kuwait, Japan, Columbia, Bermuda, Bangladesh, Cameroons, Brazil, Bulgaria, Yugoslavia, Zambia, Germany,  Falklands Islands, Czechoslovakia, Switzerland, Sri Lanka, Netherlands, Antilles, Mauritius, Madagascar, Denmark, Finland, Albania, Zambia, Algeria, Iceland, Lithuania and Gibraltar. Other popular and auspicious images favoured by many of the lesser known Economies include ships, airplanes and landmark buildings.

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Wealth

Being Clever About Money

clevermoney01.jpgHow do you make sure the money you earn does not disappear or get frittered away? How can you see your money grow steadily over the years, accumulating and expanding so you eventually experience a creation of real wealth instead of constantly having to make ends meet? Getting on top of your finances is not difficult but in addition to having good feng shui, you do need to follow smart advice, exercise discipline in the way you organize your cash flow and be alert to investing your surplus money. LILLIAN TOO suggests some ways to be smart with your money.

Begin your year with a firm resolution to focus unwaveringly on managing your money. Aspire to become rich and start taking control of your finances and do so in a conscious and serious manner. You need to have an attitude of respect towards money that is neither overly emotional nor excessively detached.

If you want to accumulate wealth, you must first establish the right attitude towards money! Understand that it is a tool and you are in control. You must never allow the management of money to overwhelm you. Let it be a natural part of your life, one of the skills you need to develop and absorb into your daily rituals of living so it becomes second nature to you.

Begin by getting a good idea of your current financial situation. Know the kind of budget you live under. Train your mind to think in a quantitative way, putting numbers to all your thoughts and ideas about everything to do with your money situation. You cannot be clever about money until you know the parameters of your financial situation.

Once you know what the overall position of your income and expense sides, you can start to think strategically about your money. This is the start of dreaming dreams and formulating strategies inside your head. Hazy goals eventually become clearer and this starts you on the road towards becoming financially savvy.

Start With Your Saving Potential
You begin by developing the saving habit. Amass some equity! The first goal is to endeavour never to be in the red in terms of cash management. Never allow yourself to run out of cash. Let this be the golden rule by which you live.

From here you will be in a comfortable position to make an estimate of how much you can save. Saving is a magic word in financial management and this requires you to quantify just two numbers; the first is your combined on-hand income; and the second is an accurate estimate of what you need to spend to adequately cover all the needs of your life. Do not forget to set aside a little something for special indulgences and little luxuries. When you undertake a disciplined assessment of your financial situation, you are much better equipped to know if your combined incomes (for couples) are adequate for the both of you. Put another way, it also shows if you are living beyond your means.

An Exercise In Budgeting
Budgeting is the first step in creating the habit of keeping track of your spending. This implies taking control of your money. You need to do this if you want to save and be able to invest. This is how wealth accumulation begins, by first creating some personal equity!

Next you need to extend your time horizon. Look beyond your current situation and see if you can work out how much money will be coming in and how much going out over an extended period of time, for instance 12 months. Include holidays and other anticipated expenditures. This is to see if your lifestyle is costing you in excess of what you earn.

Being clever about money requires you to think beyond conventional logic. If you find that you never seem to have enough money at the end of each month because the cost of living has overtaken your earnings, you should start shopping for more financially attractive deals on all your big expenditures.

Expanding Your Income Base
In addition to looking for opportunities to expand your income base, also shop around for better buys and bargain deals.  For instance, you can make it a habit to only shop for clothes and other luxuries during sales and to buy your necessities such as monthly groceries from warehouse outlets a little way out of town. You will be surprised how much you can “save” when you really put your mind to it. This does not mean you need to give up on things that make you happy; it means you start to shop smart.

To guard against impulse purchases, it is a good idea to pay cash for all major buys. We are usually more careful when we use real cash instead of plastic. Using the credit card especially when you own multiple credit cards makes it harder for you to keep track of your expenditures, so make the effort not to get addicted to your cards. 

When You Have Surplus Money
If your income situation allows you to save, it means your financial position is healthy. 

Once you have a little equity built up, start looking for ways to make your money work for you. Do not be satisfied with merely earning interest from the bank. There are ways of getting a higher return on your money and the way to find out how is to be on the lookout. Start by having a chat with your friendly banker about the different deposit plans they offer.

clevermoney02.jpgBuying Your First Property
Your first serious investment should be some kind of landed property. This is a really big deal because wealth creation in your life starts with accumulating assets and the first real asset in anyone’s life is the home they live in.

You will need to amass some equity to buy a house or apartment, at least enough to take advantage of easy house loans being offered by banks these days. If you have a steady job and you have at least a good thirty years more to your working life, you will find banks more than happy to offer you financing that will help you purchase your own home.

If you do not already own the home you are living in, you should definitely consider buying property to live in. Owner-occupied homes are easy to get financing for and in 2008 the earth element (which means property) represents wealth creation. So this is a good year to buy property.

Here’s a tip. Borrow as much of the cost of the house as you can, and go for the longest tenure. This way the equity you need as down payment will be less. I would say that it is not difficult to find banks willing to finance from 70 to 80 percent of house purchase price especially when they are in a “good” location. Remember to put top priority on location. Buy from reputable developers or if you are buying from an individual owner, make sure you invite your banker to give you an assessment of how much the bank values the property at. This is because the loan they will be willing to give you depends on their valuation of the property and not necessarily on the price you pay. As for tenure, it makes sense to stretch out the loan as much as you can so that monthly repayments are easier on you.

You will find that what you have to pay in renting living premises is lower than monthly mortgage payments, so make sure you do your sums to make sure you can afford the repayments. Owning your own house of course holds out the promise of long term capital gain. Your house is sure to worth more than what you pay for it if you think long term. As for the repayments, these become less painful as your earning capacity improves.


Trading Up
Owning your own home also allows you to trade up. Over time as your income improves and your family expands in size, you can use your house to help you trade up i.e. help you buy a bigger house. When property values rise, it usually goes beyond the ability of first time buyers. The only way to keep up with inflation is to have a landed asset, so make sure you have this most essential hedge against inflationary pressure.

 

If you are purchasing property for the first time, it is better to go for landed property and avoid condominiums. Apartments rarely match landed property when it comes to capital appreciation. It is also easier to sell, say a ten year old landed link house than a ten year old apartment.

Other Investments
As your financial situation improves and you start to think of other investments, be mindful of the issue of liquidity. Assets should be easily converted back to cash. In financial terms we describe this as the liquidity of your investment. As a small time investor, it is always good not to tie down your money unnecessarily. You must be
able to convert your investment back to hard cash with a single telephone call. It is for this reason that so many people “play the stock market”.

Playing the stock market requires luck as much as financial knowledge, and it is a whole different dimension to the management of your money. We will talk about this another time but for now focus attention on steadily improving your financial situation. 

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When Bats Nest In Your Home
This is one of the most powerful indications that the family is about to become seriously wealthy. The Chinese regard bats as symbols of abundant wealth. The circular pattern of five bats is a very popular design feature found on furniture, paintings and ceramics. The Chinese believe that bats nest only in auspicious places – they have highly developed sensory parts that are able to “smell” out places with auspicious chi. The next time bats come and nest in the eaves of your home, rejoice because this heralds good fortune.

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When Someone Gives You Money On A Lucky Day
It is the surest sign that you will enjoy a significant increase in money luck. A lucky day is usually a new moon or full moon day. Or it can be a day of your animal sign. Check the Feng Shui Almanac for these lucky days. Make sure you keep the cash given to you on that day, as it is described as “good luck money”. Money can be given to you in many ways. It could be someone repaying a debt owed to you, or someone giving you an unexpected tip for some favour performed. This is the belief behind the tradition of giving lucky money on the fifteen days of the lunar New Year. These fifteen days of the year’s first moon are looked on as “days of miracles”, so money received on these days is always regarded as lucky money.

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  • 3 weeks later...
Date: 10 December 2017  
 
  horoscope_rat.jpg   Rat
It is important for you to improve your personal and business relationships during this difficult period. You need all the help you can get. Income will increase gradually.
  horoscope_ox.jpg   Ox
Today is your conflict day. Be careful with your money. Keep it in a safe place, preferably a financial institution. Remember the saying, a penny saved is a penny earned. That is excellent advice.
 
  horoscope_tiger.jpg   Tiger
Learn to listen to your superiors and other experts in your field of work. By doing so, you will be able to pick up more knowledge about your job. Keep an open mind.
  horoscope_rabbit.jpg   Rabbit
Your luck is good today. Many things work to your advantage. It is favorable for you to make a pitch for a new project. All your investments will be very successful.
 
  horoscope_dragon.jpg   Dragon
It is an excellent time for you to begin new projects. Try to be more independent in making business decisions. You must have more confidence in your own abilities.
  horoscope_snake.jpg   Snake
It is a very productive season for you. Do not be surprised if you finally manage to achieve a very important breakthrough in your career now after struggling so for long.
 
  horoscope_horse.jpg   Horse
This will be a very good time for you to take some rest and go on a long vacation. Take time away from the office to refresh yourself and to broaden your mind.
  horoscope_sheep.jpg   Sheep
You have to pay special attention to personal safety. Put out candles and switch off the gas stove before you go out or retire for the day. Watch your children carefully.
 
  horoscope_monkey.jpg   Monkey
It can be quite a trying time. You must learn how to handle your problems patiently. The situation will inadvertently get out of control if you lose your patience now.
  horoscope_rooster.jpg   Rooster
Do not get into any trouble with the authorities. Doing so would hurt your career and economic affairs considerably. You should toe the line and keep a low profile for now
 
  horoscope_dog.jpg   Dog
Your fortune is very much improved and will continue to do so. It is a good time to push ahead and be more productive if you want to be successful at your trade.
  horoscope_boar.jpg   Boar
You might have to face numerous challenges at work. It is to your own benefit to invest more time and effort into overcoming them so that they do not multiply.
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  Date: 11 December 2017  
 
  horoscope_rat.jpg   Rat
You must not be afraid to stand firm against opponents. Do not hesitate to let others know where you stand. Just be polite about it. Try not to offend your associates.
  horoscope_ox.jpg   Ox
It is not a favourable time to enter into new partnerships or business deals. There will be endless personal disputes. Just keep to your present work status for now.
 
  horoscope_tiger.jpg   Tiger
Today is your conflict day. Do not let arrogance or ignorance be in the way of learning new things. It is much better to learn from the mistakes of others. Remember that knowledge is power.
  horoscope_rabbit.jpg   Rabbit
Your money luck is quite good, but you must not be too greedy. Everything seems to move along quite smoothly, but you should still keep alert to unexpected changes.
 
  horoscope_dragon.jpg   Dragon
The information that you pick up while traveling will prove very useful for future development. You might also encounter some attractive prospects for business.
  horoscope_snake.jpg   Snake
You will be able to make more profits if you are taking care of your own money matters. Do not leave your financial affairs in others hands. It is just too risky.
 
  horoscope_horse.jpg   Horse
Grab every opportunity to further your career prospects. United strength will prove to be very helpful for future business development. Do not take any unnecessary risks.
  horoscope_sheep.jpg   Sheep
It is an excellent time for you to make new investments. You will see good returns in the near future. However, you must not let greed lead you down the wrong path.
 
  horoscope_monkey.jpg   Monkey
Lucky stars are shining on you so your money luck is very good. You will see some splendid returns from your investments. It is a good time to invest some more.
  horoscope_rooster.jpg   Rooster
Do not waste your time trying to find loopholes in business policies. Otherwise, you will pay dearly for your foolishness. Follow the rules if you want to play the game.
 
  horoscope_dog.jpg   Dog
Guard your tongue and watch your words carefully. You must not say anything about your superior that you will regret. Keep away from idle gossip and backstabbing.
  horoscope_boar.jpg   Boar
There could be a tendency for you to overspend on luxury items. You are advised to cut down on your extravagant habits. This could get you into deep trouble soon.
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Lucky Fu Dog Purse (Light Brown)

 

Let the Fu Dog of the year protect your money and your wealth. Place some of your new year lucky money in this purse to ensure wealth luck stays strong throughout the year. Stamped with hidden wishfulfilling mantra.      
 

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Lucky Fu Dog Wallet (Red)

 

Let the Fu Dog of the year protect your money and your wealth. Place some of your new year lucky money in this wallet to ensure wealth luck stays strong throughout the year. Stamped with hidden wishfulfilling mantra.      

 

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3 Great Emperors on Horseback

 

These 3 famous Emperors on horseback represent windfall luck from the heavens and attract benefactor and mentor luck. Place in the Southwest or Northwest. You can also place on your workdesk to attract mentor and networking luck to your work environment.      
 

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Date: 13 December 2017  
 
  horoscope_rat.jpg   Rat
Do not put all your eggs into one basket or you might suffer a big loss. Better be safe than sorry. Diversify your investments and switch your projects to avoid big losses.
  horoscope_ox.jpg   Ox
You may lend your ears to anothers opinions but you must not let them sway you from your path. Remain polite even if you have to reject the other partys ideas.
 
  horoscope_tiger.jpg   Tiger
Try to be more alert when it comes to personal safety. Do whatever you must to protect yourself from robbery or burglary. Do not display your wealth unnecessarily.
  horoscope_rabbit.jpg   Rabbit
Take care of your health and personal safety. Make sure that the needs of older family members are attended to. Do not hesitate to seek medical treatment if unwell
 
  horoscope_dragon.jpg   Dragon
Today is your conflict day. This is not a good time to expand your business, as there will be many unexpected obstacles in your way. You must learn to keep your calm, even when provoked.
  horoscope_snake.jpg   Snake
You might face severe challenges at work, so you should try to strengthen yourself psychologically. Steel yourself, and do not give up under any circumstances.
 
  horoscope_horse.jpg   Horse
Your good fortune brings about a possible increase in your income. You can certainly make use of the extra cash. It is nearly time to stock up for another celebration.
  horoscope_sheep.jpg   Sheep
Try to be more flexible during negotiations. Try to reach an agreement as early as possible. There is no point wasting your time bargaining for an unrealistic objective.
 
  horoscope_monkey.jpg   Monkey
You should be punctual for all appointments, whether for business or pleasure. Being late or absent may raise doubts in anothers mind about your efficiency and sincerity
  horoscope_rooster.jpg   Rooster
The good news is that your business will be running very smoothly without any interruptions. Just make sure that you look into quality control at work.
 
  horoscope_dog.jpg   Dog
You money luck seems to be fluctuating. It is not a feasible idea to risk your money in new investments. You should not gamble or get yourself involved in loans either.
  horoscope_boar.jpg   Boar
You must be very careful with your money. It is not a favorable time to put your money into unfamiliar investments. Otherwise, you will part with your money soon.
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Always Lucky Popularity Scarf

This popularity scarf removes obstacles and cause others to be nice and cooperative with you! Wear when visiting bureaucratic officials, passing through airport security or meeting with people with whom you wish to request favours.      


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Annual Crest Amulet for 2018

The Annual Crest Amulet for 2018 incorporates special insignias to activate all that is lucky in the Year of the Earth Dog. It is excellent for ushering in Lap Chun luck, bringing fresh new opportunities for wealth and success. This crest activates the positive aspects of the year's luck, and is highly recommended for all animal signs.

Everyone looking to start a new business, leapfrog to a higher position in their career, launching a new product line, embarking on a new endeavour or starting a new College year will benefit from carrying this amulet. This Crest Amulet removes obstacles and paves the way for a successful year ahead.  

 

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Date: 15 December 2017  
 
  horoscope_rat.jpg   Rat
Everything seems to be going swimmingly for you. Your abilities will be put to good use. The management will take notice soon enough. Keep up the good work.
  horoscope_ox.jpg   Ox
Do not expect too much from a new romantic development. There is hardly enough substance for you to build your relationship on. Let things remain light and sweet.
 
  horoscope_tiger.jpg   Tiger
You should follow the rules strictly to avoid getting into trouble with the law. Otherwise, you will only hurt your own reputation.
  horoscope_rabbit.jpg   Rabbit
You must try to manage your schedules properly if you wish to be more successful in your chosen career. Do not fritter away your precious time in unproductive pursuits
 
  horoscope_dragon.jpg   Dragon
Be very careful at work. You cannot afford to make careless mistakes. Double-check your work to be sure. Any mistake you make now could come back to haunt you.
  horoscope_snake.jpg   Snake
Budget properly so you do not overspend. Watch out for money traps. Do not be tempted by promises of easy money. You have to work for your keep this season
 
  horoscope_horse.jpg   Horse
Today is your conflict day. It is important for you to improve your personal and business relationships during this difficult period. You need all the help you can get. Income will increase gradually
  horoscope_sheep.jpg   Sheep
If you have any misunderstandings with your friends, you should try to settle them promptly. Otherwise, you could lose some good friends. Try to be more reasonable
 
  horoscope_monkey.jpg   Monkey
Do not cross swords with anyone today. It will only hurt you to get into anothers black books at this point. Some misunderstandings could result in violent consequences
  horoscope_rooster.jpg   Rooster
Your luck is good today. Many things work to your advantage. It is favorable for you to make a pitch for a new project. All your investments will be very successful.
 
  horoscope_dog.jpg   Dog
If you are planning on taking a journey, then you are advised to be more careful about personal safety. Do not travel alone, especially to strange or foreign places.
  horoscope_boar.jpg   Boar
Watch out for your personal safety, especially in water. Do not risk your life in the pursuit of fun and excitement. There are better ways to enjoy yourself.
 
 
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Date: 16 December 2017  
 
  horoscope_rat.jpg   Rat
A balanced day, though not quite pleasant for you. Keep the conversation light at social gatherings. Do not mix work with play. Avoid discussing money matters.
  horoscope_ox.jpg   Ox
If you want to better your achievements in business, you might want to consider the lucrative overseas markets. Improve your international business connections.
 
  horoscope_tiger.jpg   Tiger
You must handle business concerns carefully. Also remember to watch your words and actions. Do not disclose trade secrets, even to close friends or family members.
  horoscope_rabbit.jpg   Rabbit
Calm down and think carefully before you make a decision about your business or money matters. You should consult others before make an important career move.
 
  horoscope_dragon.jpg   Dragon
Do not neglect your loved ones. There is no need to be over-demonstrative but you show them some affection every now and then. You must be true to your promises
  horoscope_snake.jpg   Snake
Explore other avenues for business development. Your current connections seem to have reached a saturation point. You should put more effort into new projects.
 
  horoscope_horse.jpg   Horse
It is time for you to recover the control of your emotions. Do not let depression make you reckless. You should get back into a healthier routine soon. Do not overwork
  horoscope_sheep.jpg   Sheep
Today is your conflict day. Your luck will be somewhat better today. Do not neglect your business. You will have to put in more effort to achieve the personal goals that you have set for yourself.
 
  horoscope_monkey.jpg   Monkey
Your success at work depends on good communication skills. You need to cultivate more goodwill and better relations with your associates, and clients as well.
  horoscope_rooster.jpg   Rooster
Your hard work will finally get the recognition it deserves. This is a good time for you to demonstrate your capabilities. You might even discover some hidden talents.
 
  horoscope_dog.jpg   Dog
Lucky stars are shining upon you. You will be very capable at work right now. You can run things very smoothly. Your bosses take notice of your efforts, too.
  horoscope_boar.jpg   Boar
Your fortune in financial matters will be quite good. It is an excellent time for you to go shopping and buy property or valuables. Your loans will also be approved soon.
 
 
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All Yin Pillars in My Paht Chee Chart

askauntagga_q.jpg

For my four pillars (Paht Chee) chart, I have all YIN pillars. What does that mean?

askauntagga_a.jpg

If this is your chart, then it is too YIN. You need more Yang to balance out your chart. Generally people who have all Yin pillars have analytical minds and strong opinions. You might sometimes appear to be outgoing but deep inside you are an introspective loner who is skilled at masking your true feelings and thoughts. You need to be careful not alienate yourself from the rest of the world! If you have all four Yin pillars in your chart, you do need more YANG energy in your chart. Cultivate a strong social life and focus on developing deep and meaningful friendships with a group of like-minded friends. Making it a habit to get out there will transform your luck!

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Noisy Neighbours Above Me

askauntagga_q.jpg

I have a question regarding noisy neighbours living above me, as I live in an apartment. Are there any feng shui remedies for dealing with this?

askauntagga_a.jpg

Noise is good news! It brings powerful Yang Energy – unless if the noise happens at wee hours of the morning (where a Yin environment is essential for rest) or if they are the screams and shouts of a domestic quarrel! If this latter is the case, then the best cure is the place crystal balls in your home to soak up this energy. It also helps if you keep the lights on (where the noise is prevalent).

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Harbour in Front of Our New Apartment

askauntagga_q.jpg

My bf and I are moving into a new condominium that faces a harbour in front. Will this be lucky for us and will it bring wealth?

askauntagga_a.jpg

Yes of course! The Harbour is one of the most auspicious places as that’s where money and trade injects wealth into the economy! Make sure that you have a large balcony window facing the harbour side. If your balcony is facing the other side of the building, then it does not bring you luck – in fact you may miss opportunities that bring wealth! Good luck for the new year!

 

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Dining Table Under a Toilet

askauntagga_q.jpg

I have read that it is not auspicious to have a dining table located directly below a bathroom or toilet. Is this true? If so, what cures or remedies can I use without making renovations?

askauntagga_a.jpg

Yes indeed this is very inauspicious. Imagine all the toilet energy entering the food you eat! Urggh! It’s very difficult to remedy this kind of thing. Are you able to move your dining table elsewhere? Otherwise keep the dining table lights on to counter this. This can help reduce the bad energy coming onto your dining table.

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Date: 17 December 2017  
 
  horoscope_rat.jpg   Rat
Nothing seems to be permanent these days. Your fortune keeps fluctuating from time to time. Personal relationships seem to be somewhat strained and complicated.
  horoscope_ox.jpg   Ox
Fatigue might make you somewhat careless today. Do not make hasty decisions or take hasty action. Be patient. Wait for the appropriate time to make your next move.
 
  horoscope_tiger.jpg   Tiger
You might be very tired from all that running around. But remember that you should be punctual for appointments. Being late will cost you plenty. Learn to prioritize.
  horoscope_rabbit.jpg   Rabbit
It might not be an easy day for you. Your luck seems to waver quite a bit so you have to be more careful with your budget. It is not such a good time to invest your money.
 
  horoscope_dragon.jpg   Dragon
Everyone is glad to have you around, as you are so cheerful. Be more alert at work. Do not neglect your duties, or you will miss out on a lot of business opportunities.
  horoscope_snake.jpg   Snake
Do not waste your time trying to win appreciation from someone who is not in the least bit interested. You should spend your time on more productive activities.
 
  horoscope_horse.jpg   Horse
Do not get involved in office politics. Otherwise, things can get pretty vicious. Maintain good relations and impeccable work ethics. Do not let wagging tongues get at you.
  horoscope_sheep.jpg   Sheep
You should not risk your money on speculative ventures. Leave your suit and briefcase at home when you party. Do not mix business with pleasure. Take a break
 
  horoscope_monkey.jpg   Monkey
Today is your conflict day. It is safer for you to be more conservative in money affairs for now. Being too greedy could lead to much loss and sadness. So do not take too many risks if possible.
  horoscope_rooster.jpg   Rooster
You should slow down a bit to avoid making unnecessary mistakes. Do not sign any documents or launch anything new today. You will be hampered by many obstacles.
 
  horoscope_dog.jpg   Dog
Continue to work diligently for now. You will soon be able to reap the fruits of your labor. However, your money luck is not that favorable so you have to be more careful
  horoscope_boar.jpg   Boar
Your good fortune brings about a possible increase in your income. You can certainly make use of the extra cash. It is nearly time to stock up for another celebration.
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The most powerful remedy for the Five Yellow (wu wang) is the Bejeweled Five Element Pagoda topped by a bejeweled sun and which arises from water. The square base has the powerful Double Dorje, and the seed syllable Hum has also been placed on four sides of the pagoda to dispel all other dark forces that may be hovering near the Five Yellow.

  • Specially designed to contain and suppress the bad energy of the five yellow
  • The Five Yellow Star can cause serious misfortune, mishaps and danger if it is not suppressed.
  • In 2018, this star is especially strong and malevolent due to its location in the North.
  • Sun and Moon symbols to activate the lunar and solar currents of the year.
  • HUM syllable dispels whatever obstacles arising from the Five Yellow.
  • Lotus symbol transforms negative energy into positive energy
  • Place this powerful cure in the North location of the home in 2018

NOTE: All Five Yellow cures should be removed after a year. We do not advise reusing cures that have been used to suppress the Five Yellow Star, given that the cure has absorbed such a lot of negative energy.

 

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