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4 hours ago, Guest Try and see said:

 

Be careful, because the One Pearl Bank location is very haunted. (This was mentioned in other BW threads.)

Last time, the round-shaped flat that used to occupy that land (it's since been demolished) had a lot of 'stories' from the occupants.

 

Historically, there was a hospital there (TTSH?) where a lot of patients died due to the poor standard of care in the old days. Plus the former police station there ever executed (by hanging) Japanese war criminals after WW II.

 

That area is overall not good. Feels spooky, even during the day.

Really heard many ''stories'' in that old pearl bank building, partly also due to the design of the building, certain part of the building too dark and dim without any sunlight able to shine in. Hopefully the new building design is better.

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Guest Guest

Thinking of buying a small condo for myself before I turn 30. But I’m not exactly rich and just considering a small one bedroom/studio apartment. Seems like Pasir Ris has some really nice and affordable condos (some even with a nice sea view overlooking Pulau Ubin in the distance) but it seems too far off from the city. Anyone living in Pasir Ris area with experiences to share about the area and getting around? 

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2 hours ago, Guest Guest said:

Thinking of buying a small condo for myself before I turn 30. But I’m not exactly rich and just considering a small one bedroom/studio apartment. Seems like Pasir Ris has some really nice and affordable condos (some even with a nice sea view overlooking Pulau Ubin in the distance) but it seems too far off from the city. Anyone living in Pasir Ris area with experiences to share about the area and getting around? 

Yes think Pasir Ris can still find a 2 bedder condo for about 600k. If your monthly salary can get 2.5-3k and ask your parents to help with 150k down payment. No car loan, no other loan, hold only 1 credit card. Then go ahead to buy. Monthly home loan will be about 2k. Rent out 1 other bed room for 1k to help with your monthly home loan and utilities bill.

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21 hours ago, Neh Neh said:

Yes think Pasir Ris can still find a 2 bedder condo for about 600k. If your monthly salary can get 2.5-3k and ask your parents to help with 150k down payment. No car loan, no other loan, hold only 1 credit card. Then go ahead to buy. Monthly home loan will be about 2k. Rent out 1 other bed room for 1k to help with your monthly home loan and utilities bill.

Sounds like quite stressful on the house loan to buy a 600k condo when your salary is only 3k?

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Very frankly if i earn about4K a month i will be very pleased to just afford a four room HDB BTO . I am not going to forgo other things in life  like travelling , a little occasional luxury and most important liquid cash if there is a dire need for it. I think i will never feel as a second class citizen living in HDB. I always advise my friends and staffs  about its practicality.

Remember in event such as pandemic , one may encounter problems in handling the high bank loans. Practicality is important rather than pure image.

By the way a two bedroom condominium at Pasir Ris , according to one of my workers,  costs almost a million bucks. One of my staff is waiting for a simple five room HDB near White Sands and that costs more than $520K. 

Edited by heman
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21 minutes ago, heman said:

Very frankly if i earn about4K a month i will be very pleased to just afford a four room HDB BTO . I am not going to forgo other things in life  like travelling , a little occasional luxury and most important liquid cash if there is a dire need for it. I think i will never feel as a second class citizen living in HDB. I always advise my friends and staffs  about its practicality.

Remember in event such as pandemic , one may encounter problems in handling the high bank loans. Practicality is important rather than pure image.

By the way a two bedroom condominium at Pasir Ris , according to one of my workers,  costs almost a million bucks. One of my staff is waiting for a simple five room HDB near White Sands and that costs more than $520K. 

You mean buy a resale 4 room HDB with a 4k salary? But single cannot buy 4 room new BTO flat.

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23 hours ago, Guest guest said:

You mean buy a resale 4 room HDB with a 4k salary? But single cannot buy 4 room new BTO flat.

Can.  Through resale 4-room BTO after the seller completed 5 years stay.

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11 hours ago, Guest Can said:

Can.  Through resale 4-room BTO after the seller completed 5 years stay.

Resale is buying from a previous owner after MOP. BTO is buying new directly from HDB. Don’t think there is such a thing call resale BTO.

Edited by Singroc
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Guest guest
22 hours ago, Guest Can said:

Can.  Through resale 4-room BTO after the seller completed 5 years stay.

Those 4 room resale which is just completed 5 years MOP not cheap. With a 4k salary, the loan payment would be quite stressful.

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A lot of AJs who can afford up to 1.5 million condo are simply going for 2 room flexi BTO. Pay everything up in cash and save the rest as reserves or other form of assets. Honestly, some of the newer 2 room flexi are like 1+study so it's quite decent enough.

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20 hours ago, Guest guest said:

A lot of AJs who can afford up to 1.5 million condo are simply going for 2 room flexi BTO. Pay everything up in cash and save the rest as reserves or other form of assets. Honestly, some of the newer 2 room flexi are like 1+study so it's quite decent enough.

Smart move. No point buy million house and incur with a huge house loan. Good to have lots of hard cash in the bank.

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  • 1 year later...

Guoco Midtown Modern near Bugis

 

Further down you got South Beach that can see F1

 

Concourse skyline is older but higher floor got good views too.

 

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Guest Papaya
On 8/14/2022 at 9:31 AM, Guest Beach said:

Guoco Midtown Modern near Bugis

 

Further down you got South Beach that can see F1

 

Concourse skyline is older but higher floor got good views too.

 

Concourse Skyline at the centre  of T  junction !!  thats the door to hell...

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Ideal home is not where you stay.

 

It's who you stay with. 

鍾意就好,理佢男定女

 

never argue with the guests. let them bark all they want.

 

结缘不结

不解缘

 

After I have said what I wanna say, I don't care what you say.

 

看穿不说穿

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On 8/15/2022 at 10:10 PM, Cavalier said:

Near Jurong lake - peaceful. Better when japanese garden is ready

I'd rather be near the sea or at least a reservoir.  not the POND that you referred to as jurong lake. 

Edited by Why?
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