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Savings, FDs, cpf & investments - how do u grow your money?

QinWei

By QinWei
in Blowing Wind Main Forum

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Unionbic
Unionbic

One other way to approach investing for younger investors be to allocate a portion of ones portfolio say 20% to growth companies, then buy the etf like say qqq or if one was more geared towards stock

sgbidaddy
sgbidaddy

I buy US stocks on my own, faster returns. I dun let financial advisors touch my money. Waste time only. I never will buy financial products from any insurance agents. Always bluff U with high return

mate69
mate69

ETFs

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Balestier Veteran

Balestier

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On 2/19/2024 at 1:09 PM, singalion said:

Growing money.

 

Isn't it a simple calculation of spending less or investing smartly.

 

For me the question is always: Do I really need a big fortune?

No one will know the future, inflation rates 10-30 years later. Best is spend wisely

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Balestier

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On 2/19/2024 at 1:09 PM, singalion said:

Growing money.

 

Isn't it a simple calculation of spending less or investing smartly.

 

For me the question is always: Do I really need a big fortune?

No one will know the future, inflation rates 10-30 years later. Best is spend wisely

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Balestier

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On 2/19/2024 at 1:09 PM, singalion said:

Growing money.

 

Isn't it a simple calculation of spending less or investing smartly.

 

For me the question is always: Do I really need a big fortune?

No one will know the future, inflation rates 10-30 years later. Best is spend wisely

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QinWei Experienced

QinWei

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3 hours ago, Balestier said:

Already boycott them

boycotting gym is correct, the nature is where we could easily gym, dont have to pay for membership at all 




Singalion mentioned , no one need a great fortune, yes totally!
no1 here is seeking for fortune, we are seeking for retirement
not fortune 

 

there are more than one option avail in googling me https://x.com/gnnbccb?s=21&t=WxsKRj9hm-pT2wyoEmonPQ

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Balestier

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12 hours ago, QinWei said:

boycotting gym is correct, the nature is where we could easily gym, dont have to pay for membership at all 




Singalion mentioned , no one need a great fortune, yes totally!
no1 here is seeking for fortune, we are seeking for retirement
not fortune 

Think U missed the point. It's the reits increasing rents that forces prices to go up

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QinWei Experienced

QinWei

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On 2/4/2025 at 10:13 PM, lonelyglobe said:

UOB need to pay yearly admin fee for gold account but OCBC don't need, having said that, the different in buying and selling price are quite huge for OCBC.

Uob wont need gold account if it s buying phy gold

 

there are more than one option avail in googling me https://x.com/gnnbccb?s=21&t=WxsKRj9hm-pT2wyoEmonPQ

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QinWei Experienced

QinWei

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Have u heard of choc finance? Surely u hve!
 

What is Chocolate Finance’s recipe for success?

Investment firm Chocolate Finance is experiencing rapid growth, with over 60,000 customers to date and cash assets nearing the S$1 billion mark since its roll-out in July 2024. How did they scale up this fast and what is behind their success?

https://bt.sg/ctbo

 

Close to your 3.5 % target
@Singroc

I hope no1 keep sgd f.D w banks here?

4.2% for usd
https://www.chocolatefinance.com

no min.! 
Enjoy 3.3% p.a. on your first S$20k, 3% p.a. on your next S$30k and a target 3% p.a. on any amount above that. 

benefits of Chocolate

A 3D icon with a currency symbol with arrows around illustrating the daily returns of customers' savings accounts.
Daily returns.

No hoops.

No complex criteria. Just put your money in and start seeing daily returns on your first S$50k the very next day.

 
A 3D icon of an open lock with an infinity symbol on it illustrating "no lock-ins". Customers can withdraw their saving at at any time.
Withdraw anytime.

No lock-ins. 
No limits.

 
An icon of a magnifying glass highlighting S$0 illustrating a savings account with no minimum deposits and no fees.
No minimums.

No fees

 

there are more than one option avail in googling me https://x.com/gnnbccb?s=21&t=WxsKRj9hm-pT2wyoEmonPQ

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QinWei

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22 hours ago, luv_boiboi said:

Anyone uses iFAST? Any reviews?

Out of so many, why did u shortlist it?

cos it s on sgx? 
u didnt mention what are u using it for??


some use it for insurance, or bondsupermart specifically

https://secure.fundsupermart.com/fsm/bonds

The rest may not offer that option at all

 

 

there are more than one option avail in googling me https://x.com/gnnbccb?s=21&t=WxsKRj9hm-pT2wyoEmonPQ

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