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Lend Or Don't Lend ? Money Matter (Compiled)


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Guest Xiao Lien Keh
Posted

Quite common, based on your judgement to decide what you want to do. Some old folks can be a genuine case to seek donation with different excuses, but those young uncles or Auntie that look like Ah Beng Ah Lien type you can ignore.

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Posted

I'll never lend money to anyone even if they are my loved ones or family members, I don't like the idea of my money being somewhere else.

You ingrate, if you are still a baby I would have strangled you. Now you are so infelia to me, how can?

Posted

You ingrate, if you are still a baby I would have strangled you. Now you are so infelia to me, how can?

Haha good point just realized that, did not take my parents into account, well, to put it straight, I just don't like lending my money, but if there's a serious need for it, I guess I'll submit

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Posted

Haha good point just realized that, did not take my parents into account, well, to put it straight, I just don't like lending my money, but if there's a serious need for it, I guess I'll submit

Luckily you are not my siblings, you have no added value to me.

Posted

HAHAHA... what is infelia? Unfilial?

Yeah Ive been asked money multiple times. And strangely its always near a bus stop or traffic lights.

My most recent one was indeed very eggciting!

Abt 3 months ago, with a friend walking along boat quay near a bus stop at abt 1130pm, one indian man carrying a big plastic bag walked into our path from the right and turned his back to us and held apart his torn trousers exposing his ass. He then asked for money. We were freaked out. I wasnt able to process that and I didnt give him any money. We quickly walked away.

My mum drove this idea into my head that - We should all help them if theyre asking for $4 $5 for bus / MRT fare or even a meal. But if theyre asking money to buy a meal, you sld personally go with them to buy a meal. Idunnoe, I feel better if they genuinely are starving and cant afford a meal. Rather using the money I gave them for something else.

As for giving them money to take a cab? I dont think Ill give, cab is a luxury. Take the bus lah.

TBH, parting with your money is not the easiest thing to do esp for a stranger.

If we do help someone, someone might also come to our aid when we're in distress. =)

Posted

I once gave 2 bucks to this woman who claimed that she need to take away food when I was at a hawker centre

In the end after i gave her, she went to another person and said the same things again. GAHARHHAHHH I was just being retarded.

So now when people ask me for a loan, I said no. NO FREAKING CHANCE MAN.

But if it's someone i know, and it isnt a big sum, then of course it's not an issue.

"To live is the rarest thing in the world. Most people exist, that is all"

  • 2 months later...
Guest guest
Posted

a friend ask if can loan 5k to top up his bank statement   to show stupid bank officer in malaysia  that there is money in his bank to apply a new  condo  with installment.will u lend?

Posted

Either I won't lend or I will lend but won't expect it back which goes back to how good a friend he is... I can see why this is a predicament for you though. =S

Posted

No! It kinda seems like he won't be able to afford/maintain the condo in the long run if he needs money just to show, I mean if he can afford a condo in the first place I'm sure he have the money to show or something right? I donno the working or the proper procedure of applyinng a condo lah but it seems fishy to me.

Posted

Don't think it's a good idea, unless you are willing to risk parting with your money. Especially since he needs to borrow money to prove that he is able to afford a condo (which, if he needs to borrow in the first place, he probably can't).

Posted

I agreed with the fellow forum users above.

If he cant afford to show a decent amount in his bank account, he is NOT qualified to buy the property.

 

Personally I had fallen into such "Sweet" talks many times.

As a superior, sometimes it is difficult to say NO to your sub-ordinates.

B. Ong borrowed SGD 1000 from me and when he resigned, he never mentioned about returning the sum of money.

I contacted his brother but nothing worked... SGD 1000 is a relatively small sum to bring it to the tribunals... sigh!

 

So never borrow nor lend.

Guest Guest
Posted

I borrow from my good friends!

Posted

If he cannot afford 5k, can he afford a condo?

On subject of lending money to a friend. Answer is no if you expect it back. Yes you should if you accept it as a gift to him.

Of cos, I will want to know why he needs the money. If he wants the money to buy latest Samsung 4, iPads, designer duds, than no.

My bf "loaned" 10k to his best friends 8 years ago, and yet to see a cent back.

Guest guest
Posted

maybe have to resort to legal Ah Long,.this is the first step to happiness?fast cash.

Posted

My ex ask me for $800 cash to be transferred to his account as his father has owe money to loan shares there. He says all his brothers n himself have cough up a few thousands dollars and still short $800. Do u think it is true? I am very skeptical when it comes to ah long case. Would you lend since $800 is not too big a sum but still heart pain if it is for the ah long problem. I prefer to help him if it is for treatment of illness or his education etc. But ah long case due to gambling hmmm

Guest Needmoney
Posted

A ex-campmate asked 300 dollars from me claimed it was for his girlfriend birthday chalet surprise.till now he have not return me.

Posted

If I know my ex's persona well, I would lend but not expecting a return. will just hope he and his family will be fine after the whole ah long agenda. would even advise him to quit home and think for better future if his father is still addicted to gambling.

My ex ask me for $800 cash to be transferred to his account as his father has owe money to loan shares there. He says all his brothers n himself have cough up a few thousands dollars and still short $800. Do u think it is true? I am very skeptical when it comes to ah long case. Would you lend since $800 is not too big a sum but still heart pain if it is for the ah long problem. I prefer to help him if it is for treatment of illness or his education etc. But ah long case due to gambling hmmm

Posted

suggest u dont lent unless u love him so much u dont mind giving him 5k.

 

if he is really keen to getting a condo he could easy wait for another 3months to save up that 5k on his own.

Guest Guest
Posted

who ever ask me for a  loan.....I will say Go to DBS, OCBC, or UOB. They are licensed lender, I am not.

Guest Guest
Posted

my bf always lend me money coz he loves me, yeah LUCKY me

Guest Guest
Posted

my bf always lend me money coz he loves me, yeah LUCKY me

 He will recall the loan when things flare up in the near future.

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