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Discussion About Single & Hdb Flat Ownership + Hdb Loan (Compiled)


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Posted

I see, u mean if u opt for the extra furnishing tht hdb offer?! But the flooring govn by hdb not very nice lar.

 

That why it is an option and can use CPF mah ... if u do not like then use cash to pay for nice one

Posted

Yes you are correct in your calculation. Plus you have the Single grant of 15K

Where is the link for 15K single grant? I thought the 15K is only for resale flat. Below is the link for resale flat grant.

http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatCPFGrantSingles?OpenDocument

Posted

Hmm the Jan 2014 (BTO) launch seem to be not open yet. How do we know when its opened?

Posted

Hmm the Jan 2014 (BTO) launch seem to be not open yet. How do we know when its opened?

 

Simply subcribe for the free HDB newsletters and they will send you emails on all coming events like BTO launches, sales of balance flats, seminars, etc and you don't need to keep asking people here questions like this anymore.

Posted (edited)

Hmm the Jan 2014 (BTO) launch seem to be not open yet. How do we know when its opened?

Usually the next bto launch will be somewhere last wk of the mth, so jan bto shld open somewhere on 28 jan n will close by 3 feb. But due to cny mth end, dun know will jan bto launch earlier, like somewhere on 20 jan?

Edited by alien

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Hmm the Jan 2014 (BTO) launch seem to be not open yet. How do we know when its opened?

 Don't worry when there is a launch there will ne news coverage and they give you quite a few days to apply...

The forum here also will talk kok sing song a bit :D

Usually the results for the previous launch will be released first then followed by the next launching.

Posted

Haha, agreed. No need to worry so much, just come to tis thread n u will know next bto launch liao bo.

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Nov 2013 BTO application results shld be out within tis wk. Keep ur fingers crossed.

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Haha, the results for the nov bto is out liao. Anyone strike the jackpot?

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

The coming Jan 2014 launch, only got Punggol and Woodlands so which will u all be choosing?

Posted

As we can expect bumper 2room BTO in coming years, we can also expect launches in new location. No need to rush.

Guest LONEly NIGht
Posted

Now is not the right timing to buy as prices start thumbling down

Posted

The coming Jan 2014 launch, only got Punggol and Woodlands so which will u all be choosing?

Punggol site is near to punggol marina club n near punggol waterfront park, n also infront of a LRT station. Whereas woodlands is further away from the nov bto site but still ard the area of admiralty.

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Any of you considering the bigger 3 or 4 room resale now? Media report indicate Woodlands, JW, Punggol/Sengkang little or no COV.

Guest Raiden Alpha
Posted

But the prices of resale flats do not go down at all. It's only their COVs are down. And the lease is much shorter.

Posted (edited)

Punggol site is near to punggol marina club n near punggol waterfront park, n also infront of a LRT station. Whereas woodlands is further away from the nov bto site but still ard the area of admiralty.

 

You really do your homework for each launch... :D

If you trying woodland then still can be neighbours...sembawang is just a station away..technically not that far away hahahaha

Still uncertain to take up if its the smaller 2roomers that are only available when its my turn to view.

However my fren told me...buy from BTO...cannot go wrong....pircewise ;D

 

Thanks for all you informative inputs..shortcut to HDB website :oops:  :oops:  :oops:

 

Cheers Alien

Edited by Marineboy
Posted

Although never go wrong to buy bto, but if u unable to select the flat tht u want, eg like the unit facing, level n the location, u need to endure staying there for at least 5 yrs then u can move. So it depends on how desperate u r lor, thts y u can see tht all the 2 rm flat got snap up, no matter the unit is on level 2 or top level, facing gd or bad. Haha.

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

But the prices of resale flats do not go down at all. It's only their COVs are down. And the lease is much shorter.

Agreed, the price for resale flat did not go down at all, pricing still need $330k or more. Even though u do not need to pay cov or little cov, overall u still must be able to afford the $330k flat.

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Although never go wrong to buy bto, but if u unable to select the flat tht u want, eg like the unit facing, level n the location, u need to endure staying there for at least 5 yrs then u can move. So it depends on how desperate u r lor, thts y u can see tht all the 2 rm flat got snap up, no matter the unit is on level 2 or top level, facing gd or bad. Haha.

You take profit after your MOP and buy a unit that you desired. Just milk the market.

Posted

Does anyone know the HDB alerts can select all new BTO launches site? It seem to have the option to choose 3 areas only... and restrict to 2 specific types.

 

And if buying resale, how long before age 35 to start sourcing for flats?

Posted

U mean the alert to inform u when the next bto will launch?

Sourcing n sign on the dotted line for ur flat is different. U shld able to source for ur flat but must be 35 yr old at the time u buy the flat.

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

And if buying resale, how long before age 35 to start sourcing for flats?

U can source and enter into negotiations any time, just make sure that the otp and letter of offer are dated after your birthdate.

Posted

Yea, the alert for when next BTO will launch.

 

Like is there usually a time frame from seeing your first resale to actually finding one that you will buy. People don't buy the first resale they see right. Let's call it the window shopping time.

Posted

I think the alert will inform u when the bto already launched, but shld be for the entire bto project n not for certain area. Anyway, the next bto shld launch ard 27 jan if i'm not wrong.

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Anyone here got a flat in sept 13 bto sembawang area?

Just went down today to hdb to book a flat today

 

Well done...what was left for your selection?? BTW what queue number was yours? I gave up as my queue was 600+

Is yours one of those that can get keys immediately??

Regards

Posted

Anyone here got a flat in sept 13 bto sembawang area?

Just went down today to hdb to book a flat today

Ur queue number shld be beyond the total units available, rite? Lucky u having to book a flat. :)

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Jan 2014 BTO launches is out. Below is the link and must apply by 28 Jan 2014. Punggol start at 84K while Woodlands start at 73K

 

http://esales.hdb.gov.sg/hdbvsf/eampu01p.nsf/0/14JANBTO_page_8826/$file/about0.htm?open&ft=bto

Posted

those eligible and who've done their financial cal (download sheet from HDB portal) please dun hesitate to explore buying now if location suits 

Posted

forget about resale (which I bought again) which eats up another over hard-earned $100K at least plus reno. and, you'll never know if that immediate neighbour right/left or top/below would be the whole generation family of foreigner renting/staying who have a whole different behavior culture that can affect all immediate neighbours

Posted

Anyone choose Punggol or Woodlands BTO yet?

Posted

I am waiting for the March 2014 BTO, the Sembawang lot has sea view.

Posted (edited)

The next round bto is out. Tis time launches earlier, cld be due to cny next wk.

Mar bto site is at sembawang n yishun. The sembawag site is the same as the sep 2013 bto one of the balance flat location at canberra. Have recee the site, personally i dun find the location gd as it is quite a distance from the mrt, as u need to cut thru montreal flats.

Quick glance at the jan pungool bto. Location wise consider ok, since it is infront of a LRT station. Although walking distance to punggol mrt might be a bit far. Overall the flat only have total 8 units which i like, also top floor is abt 19 n 21, so view shld be quite gd. But one down side is tht there are 2 blks of rental flats in tis project. But total units is 304 which is a very gd point. Which 76 are smaller size 2 rm flat. Meaning chances consider quite high.

Edited by alien

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Sure or not? If true then i will wait. ^_^

Put on your jogging shoe and explore the area . There is already a BTO under construction called East Lawn.  There will be a future MRT station between Sembawang NS11 and Yishun NS13.  The missing number is NS12.

Posted

Put on your jogging shoe and explore the area . There is already a BTO under construction called East Lawn.  There will be a future MRT station between Sembawang NS11 and Yishun NS13.  The missing number is NS12.

Actually there are two bto project under construction. One is from sep 13 bto n the other is nov 13 bto. If there is really one mrt station along the main rd in future, still can consider the location there.

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Jan bto 2nd day only, total applicants already 1640 fighting for 304 units offered! And majority applicants from singles again! Tis jan bto business even much better than the last nov bto at woodlands! Guess jan bto for punggol shld closed with total applicants of at least 3000!

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

The yet-to-be named NS12 station is confirmed but construction date not yet announced by LTA.

Posted

Jan bto 2nd day only, total applicants already 1640 fighting for 304 units offered! And majority applicants from singles again! Tis jan bto business even much better than the last nov bto at woodlands! Guess jan bto for punggol shld closed with total applicants of at least 3000!

 

Every month more people reach 35 :D

Still I say go for it if it suits your needs ..$10 lottery ticket.

This goes on surely they will have to let singles buy the next level 3rms :D

All the best to all interested in this forum

Posted

U r rite. More n more pple reach 35 each mth which add on to the existing singles already over 35 n still waiting to buy flat. I think hdb might wait until there are too many 3 rm flat leftover over a few bto, then they might allow singles to buy 3 rm, but the income celing shld be diff as compared to 2 rm?

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Income ceiling for 2 rm n 3 rm is the same $5000 currently! Wondering how come the same since the pricing for both flat is different?

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Dun know if hdb ever allow singles to buy 3 rm bto? Cos wonder how they will set the rules in order not to let their 2 rm become ghost flat!

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

I really feel they should reduce the number of 2roomers n make more 3roomers instead...that is the wish of many I am sure.

Are they pretending not to know that...even  by the horrible take up rate of earlier launches before taking advantage of sidelined singles to make it look like its a great demand thingy??

Tsk tsk tsk

Posted

Hdb already very gd to allow singles to buy bto, so dun think hdb wld be so gd again to allow singles to buy 3 rm. Cos they afraid family n couples might make noise. Also hdb afraid singles will use their flat for investment n make profit from rental.

Anyway, those who havent buy the jan bto lottery ticket, rem tmr 28 jan before midnight will be the last day. :P

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

Already so many old single complaint that 2 rooms are too expensive now you are calling for the HDB to sell 3 rooms to single? Too many of those oldies had spent their money on sauna, call-boy, massage and act as "Tiap-Queen" both local and overseas so now realizing that continuing to stay with parents is ugly but with little funds.

Posted

I guess by allowing singles to have the option to buy either 2 or 3 rm bto according to ur own funds wld be gd.

Anyway, abt 2 more hrs to buy the jan bto flat lottery ticket before they close.:)

对自己好是一种幸福,

对别人好是一种积福。

 

Spend time counting your blessings,

not airing your complaints.

Posted

I chosen Punggol for this Jan BTO and its my first time registering

Guest
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