Jump to content
Male HQ

Discussion About Single & Hdb Flat Ownership + Hdb Loan (Compiled)


worldangel

Recommended Posts

Guest guest
On 2/26/2019 at 11:04 AM, Letsrelaxpp said:

That is whole unit,  for rooms anytime as long as owner stay in the flat. 

Are you allowed to rent out the whole unit legally for a 2 room flat after 5 years MOP?

Link to comment
Share on other sites

On 2/26/2019 at 9:10 AM, LeanMature said:

 

Is there a rule to say that you can only rent out your flat after staying for 5 years ?  

Yes after 5 years

 

Many HDB flat owners are acquainted withthe MOP, where they need to wait at least 5years before subletting HDB flats.. ... Singapore Permanent Residents are not allowed to sublet their flat, even if they have fulfilled the MOP. One can however, rent outspare rooms in their HDB flat without fulfillingthe MOP.

Edited by thickhead79
Link to comment
Share on other sites

On 3/5/2019 at 9:45 PM, Guest guest said:

Are you allowed to rent out the whole unit legally for a 2 room flat after 5 years MOP?

Everything is allowed as long as you have good legitimate reasons when applying for HDB permit to do so. Eg; your parents’ health is not good so you need to stay with them to take good care of them & therefore, need to rent out your flat. Of coz, please get a doctor’s letter to support the claim

 

In every situation, there is an official law. But you just need to find a legitimate reason to work around it. Eg; how to own a HDB subsided flat for a single guy before age 35.

Edited by robin
Link to comment
Share on other sites

10 hours ago, robin said:

Everything is allowed as long as you have good legitimate reasons when applying for HDB permit to do so. Eg; your parents’ health is not good so you need to stay with them to take good care of them & therefore, need to rent out your flat. Of coz, please get a doctor’s letter to support the claim

 

In every situation, there is an official law. But you just need to find a legitimate reason to work around it. Eg; how to own a HDB subsided flat for a single guy before age 35.

How hah... can share? 

Whatever laws that come out is beneficial to certain group usually those forming a family.... End of the day Is more like do what u want but don't get caught, for example doing massage in hdb  flat is already not accepted. 

Link to comment
Share on other sites

On 2/26/2019 at 10:10 AM, LeanMature said:

 

Is there a rule to say that you can only rent out your flat after staying for 5 years ?  

Yes! 
like what Dan has already confirmed

i m not surprised if someone broke the rule 


BTW< to rent out to foreigners (likely u wont b renting to  a pure sporean)  , your flat need to be registered in an MOM webpage /system too
if not the MOM will not issue a pass to that foreigner (renting your place)

Link to comment
Share on other sites

6 hours ago, -Ignored- said:

Yes! 
like what Dan has already confirmed

i m not surprised if someone broke the rule 


BTW< to rent out to foreigners (likely u wont b renting to  a pure sporean)  , your flat need to be registered in an MOM webpage /system too
if not the MOM will not issue a pass to that foreigner (renting your place)

 

Really?  I thought MOM must issue the EP first before we can rent to the foreigner.  

Don't read and response to guests' post

Link to comment
Share on other sites

I once rented a 2 bedroom HDB flat from an owner who has met the MOP period. But becoz she did not know she has to register with HDB, HDB came &  gave us a 5-days period to evict the place! I was so panicky then as I need to find a place & move within such a short notice! 

Edited by robin
Link to comment
Share on other sites

Guest guest

its so good that hdb regulates the tenant landlord, so less exploitation and less hanky panky.

 

the money chase makes people do strange things.

 

landlords from hell.

Link to comment
Share on other sites

On 3/8/2019 at 10:08 PM, robin said:

I once rented a 2 bedroom HDB flat from an owner who has met the MOP period. But becoz she did not know she has to register with HDB, HDB came &  gave us a 5-days period to evict the place! I was so panicky then as I need to find a place & move within such a short notice! 

yes ie why i said dont try to be fully for the lessor 

Link to comment
Share on other sites

  • 1 month later...
7 minutes ago, LeanMature said:

 

Can eh ?  I thought only 3 room and above can rent out ?

of course w valid reason. i going overseas work for 2 year not staying here anymore.

i not even reach MOP period.

 

but they informed me my MOP period will stop n continue after i return to stay haha

 

they not stupid

Link to comment
Share on other sites

6 minutes ago, thickhead79 said:

of course w valid reason. i going overseas work for 2 year not staying here anymore.

i not even reach MOP period.

 

but they informed me my MOP period will stop n continue after i return to stay haha

 

they not stupid

 

So you won't be back until 2 years later ?   Better choose your tenant carefully, if not your new bto flat will turn upside down.

Don't read and response to guests' post

Link to comment
Share on other sites

Guest Nightmare
1 hour ago, LeanMature said:

 

So you won't be back until 2 years later ?   Better choose your tenant carefully, if not your new bto flat will turn upside down.

Tenant from hell.  Be wary while you are away.  Better get someone close to monitor the situation and keep you update EVERYDAY!! 

 

I wonder how much rental per month for a 2-room flat?  Is it worth it if the rent is low, and you worried those tenants may deliberately damage every vital facilities inside your new house. 

Link to comment
Share on other sites

5 minutes ago, Guest Nightmare said:

Tenant from hell.  Be wary while you are away.  Better get someone close to monitor the situation and keep you update EVERYDAY!! 

 

I wonder how much rental per month for a 2-room flat?  Is it worth it if the rent is low, and you worried those tenants may deliberately damage every vital facilities inside your new house. 

 

Sorry, I m not the one renting out the 2-room flat. Lol

Don't read and response to guests' post

Link to comment
Share on other sites

42 minutes ago, Guest Nightmare said:

Tenant from hell.  Be wary while you are away.  Better get someone close to monitor the situation and keep you update EVERYDAY!! 

 

I wonder how much rental per month for a 2-room flat?  Is it worth it if the rent is low, and you worried those tenants may deliberately damage every vital facilities inside your new house. 

Everyday will not be practical,  instead maybe he can get someone to collect rental on a monthly basis and at the same time check on the status or get a weekly maid to do cleanup and ensure everything is in place. A masterbed room is between $800-1000, so i would think the unit should fetch between 1.2 -1.4k

Link to comment
Share on other sites

  • 1 month later...
  • 1 month later...
Are cats allowed in HDB?
Elsewhere, cat ownership has been banned since the HDB's inception in February 1960. The reasons given by the HDB revolve round the potential for cats to be a public nuisance, due to their tendency to wander, caterwaul, shed fur and defaecate in public areas. But flat dwellers can own one dog of an HDB-approved breed.Feb 19, 2017
Link to comment
Share on other sites

  • 2 months later...
Guest Ass size
40 minutes ago, Almonds said:

So most middle income gay men will buy 2 room BTO only? How about SBF?

Got money buy big no money buy small.  Also depend on the size of your ass.  Small ass buy small home big ass buy big home. 

Link to comment
Share on other sites

2 hours ago, Almonds said:

So most middle income gay men will buy 2 room BTO only? How about SBF?

SBF considered as new flats. Under the Singles Scheme, only can buy 2-rm non-matured flats. If you purchase under SBF, it only means you could get your flat earlier, since these flats were not chosen during the last BTO exercise, and their production may have already started.

For re-sale flats, the size you can buy is only limited by the size of your wallet. However, HDB grants will decrease slightly if you purchase a bigger flat (5-rm vs 4-rm or below).

Private housing is not affected by age. If you have the money, you can buy any size when you're at any age, as long as you can pay.

Take note that EC (executive condominiums) are considered public housing if you're purchasing new ones directly from HDB. Singles cannot buy EC unless you buy with ANOTHER single (Joint Singles Scheme; a lone single CANNOT buy new EC). EC's become "private" after their TOP, wherein they are put up for sale in the market as normal condos. Singles can then buy them as though they are like other resale units.

Link to comment
Share on other sites

32 minutes ago, thickhead79 said:

there is no much choice

 

unless your pocket is deep

uy 2 room bto flat not a bad choice, at least the price of the flat is cheap, i think most single who buy the 2 room bto should have full paid the flat very fast. If you buy resale or private, still in debts for at least the next 20 years.

Link to comment
Share on other sites

52 minutes ago, Almonds said:

I guess most who are the only child will continue to stay with parents until they pass away, after which the house becomes theirs. No need to pay a single cent for housing.

 

What about those with siblings? Have you bought your own house, and at what age?

even with parents u better get a HDB 

 

it your rights to get a HDB

 

stay or not talk later

 

Link to comment
Share on other sites

52 minutes ago, Almonds said:

I guess most who are the only child will continue to stay with parents until they pass away, after which the house becomes theirs. No need to pay a single cent for housing.

 

What about those with siblings? Have you bought your own house, and at what age?

i applied at 35yo, stay from 38yo

 

i got 2 sibiling

Link to comment
Share on other sites

On 10/6/2019 at 12:48 PM, Almonds said:

I guess most who are the only child will continue to stay with parents until they pass away, after which the house becomes theirs. No need to pay a single cent for housing.

 

What about those with siblings? Have you bought your own house, and at what age?

Even only child still can buy a house if can afford. And you can juggle staying between the two houses. If parents pass on, you can either sell off the house or rent the whole house out and generate income, while you are already have an own house of yourself.

Link to comment
Share on other sites

Guest Liberating

Personally I think it is quite okay and affordable still in SG to buy a HDB.

It is all about expectations

i started with looking at executive units but in the end working out Budget, I got a 4rm

Getting loan is not an issue

So long as you are employed, have CPF, I think taking loan and getting a HDB is no problem.

But I would caution that the biggest issue when staying along is the Reno and the furnishings!

Definitely as first time owner you need things like bed, table, chairs, tv, fridge, cooker, microwave etc. All these are things you don’t want to charge on credit card and keep rolling over. 
On than that, I would definitely recommend everyone to take a step and trying staying on your own. It’s quite liberating 😆

Link to comment
Share on other sites

On 10/6/2019 at 12:48 PM, Almonds said:

I guess most who are the only child will continue to stay with parents until they pass away, after which the house becomes theirs. No need to pay a single cent for housing.

 

What about those with siblings? Have you bought your own house, and at what age?

 

If you inherited from your parents, then cannot buy your own flat. If you bought your own flat first, then still can rent out your parent flat for extra income.

Don't read and response to guests' post

Link to comment
Share on other sites

Guest Dancing queen

I stayed on my own for 15 years.  Good location.  Lots of 'me time'.  Have sex like nobody business.  Cook my meal,  walk  naked and watch plenty of porn movies on big screen until the next day.  Fucked a sex doll,  screwed by fucking machine.  No one tell me what or what not to do.  I am happily living an independent life..  A gay life well spend. 

Link to comment
Share on other sites

3 hours ago, Guest Liberating said:

Personally I think it is quite okay and affordable still in SG to buy a HDB.

It is all about expectations

i started with looking at executive units but in the end working out Budget, I got a 4rm

Getting loan is not an issue

So long as you are employed, have CPF, I think taking loan and getting a HDB is no problem.

But I would caution that the biggest issue when staying along is the Reno and the furnishings!

Definitely as first time owner you need things like bed, table, chairs, tv, fridge, cooker, microwave etc. All these are things you don’t want to charge on credit card and keep rolling over. 
On than that, I would definitely recommend everyone to take a step and trying staying on your own. It’s quite liberating 😆

Actually big items are good to charge on credit card to earn the points or better still with those cashback, is like further discount. The main thing is buy within your limits and never ever let the credit roll over.

Link to comment
Share on other sites

8 hours ago, LeanMature said:

 

If you inherited from your parents, then cannot buy your own flat. If you bought your own flat first, then still can rent out your parent flat for extra income.

I think even you have bought your own flat first, if parents passed on, the flat still needs to be sell off since one person cannot owned two hdb flats. So cannot rent out the flat for extra income.

Link to comment
Share on other sites

6 hours ago, Guest Dancing queen said:

I stayed on my own for 15 years.  Good location.  Lots of 'me time'.  Have sex like nobody business.  Cook my meal,  walk  naked and watch plenty of porn movies on big screen until the next day.  Fucked a sex doll,  screwed by fucking machine.  No one tell me what or what not to do.  I am happily living an independent life..  A gay life well spend. 

You must be still young and healthy? So staying alone really happy. I have a friend who stay alone which later fall really sick and eversince health not very good, he regrets staying alone.

Link to comment
Share on other sites

9 hours ago, Guest guest said:

You must be still young and healthy? So staying alone really happy. I have a friend who stay alone which later fall really sick and eversince health not very good, he regrets staying alone.

When young u need freedom, when old u need companion but for those not attached, the best u can do is to stay healthy and at least rent out a room to someone who is nice ha....

Link to comment
Share on other sites

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
×
  • Create New...